Fifth Third has released two new credit cards, the Truly Simple card and the TRIO credit card. In this quick review we will be taking a look at the TRIO Credit Card.
The Basics
- Earn a sign up bonus of 10,000 Real Life Rewards bonus (worth $100) when you spend $1,000 within 90 days of opening your account
- No annual fee
- Card earns at the following rates:
- 3% cash back at restaurants
- 2% cash back on gas and at grocery and drug stores, up to $1,500 spend per quarter in these combined purchase categories
- 1% cash back on all other purchases
- 0% Introductory APR on balance transfers for the first 12 billing cycles
- No foreign transaction fees
- Cell Phone Protection (must pay your monthly wireless cellular telephone bills each month)
- Mastercard world benefits
Application Information
We don’t know what credit bureau Fifth Third pulls for their credit cards or any credit limit data (although I suspect credit limtis in excess of $5,000 due to it being a Mastercard World card). You do need to live in one of the following states to qualify:Â OH, KY, GA, FL, NC, IL, MI, WI, IN, WV
Our Verdict
A $100 sign up bonus isn’t great, there are definitely better cash sign up bonuses available. It doesn’t earn at a bad rate on restaurant purchases, but you’d be better off putting all other purchases onto a card that earns 2% cash back or more. Overall this isn’t a terrible card, but it’s not a good card either. There are much better options out there so I’d recommend avoiding signing up for this one.
