[Update] American Express Increases Referral Bonus Annual Max To 100,000/$1,000 Points For The Referrer

Update 2/5/23: There’s an interesting report from DDG where he’s showing a 55k limit in the online login, yet in practice the system is awarding him up to 100,000. I speculated, below, that the 100k limit is coming to everyone. I wonder if it’s already increased for everyone, despite it not showing that way in the online login. Let us know if you have your own data point on this. Another update: multiple comments point to the 100k being more widely available than showing (possibly for everyone?), and that there’s a rumored March 9th date where it’ll show the new 100k limit clearly.

Update 1/15/23: Some people are now seeing the same bump on their cashback cards with a max of $1,000 instead of the prior $550 max. (ht San_K)

Original Post 1/6/23: 

American Express is sending some people an email about a change whereby the maximum amount of points one can earn for referring friends to an American Express card is 100,000 points instead of the prior 55,000 annual limit.

Your referral bonus annual limit has been increased from 55,000 Membership Rewards® points to 100,000 Membership Rewards® points per calendar year. This means you can refer more friends each year and continue to earn points for eligible referrals, up to 100,000 points per calendar year. Terms apply.

I wonder if this is a universal change which will apply for everyone. Thus far only some people are getting emails about the change and only on some cards. Some people are already seeing the change reflected in their Amex login whereas others got the email yet still see the old limits showing in the login.

Note, those who got the increased limits are seeing their old referral links stop working. Also note, once you get 60,000 points during a calendar year, Amex will likely send you a form 1099 for the earnings. They consolidate earnings from various cards altogether toward the $600 threshold.

Hat tip to mattintown

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