[CA Only] California Credit Union Rewards Visa – 20k Bonus + 5x On Gas, Grocery & Restaurants

California Credit Union Rewards Visa has a rewards visa card that looks very interesting. Card details:

  • No annual fee
  • Earn up to 20,000 Introductory Bonus Points3 when you spend $1,500 within the first 90 days
  • Card earns at the following rates:
    • 5X Points on Streaming Services ($6,000 limit)
    • 5x points on gas, grocery & restaurants ($6,000 limit)
    • 1x points on all other purchases

Points are worth 1¢ each according to MyFICO. It doesn’t say if the $6,000 limits are per quarter or per month or per year. To apply you must live or work in San Diego, Riverside or Orange County, CA.

Hat tip to reader Bockrr

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16 Comments
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Brendan
Brendan (@guest_2126246)
August 22, 2025 12:17

Found a California university I never attended with an alumni association open to “friends of the university” and with free membership. Looks like $500 credit card funding, and there is also a secured version of this card with same earning structure if you don’t want to risk a denial / hard pull (but you have to call or go in branch.)

Tornado
Tornado (@guest_2126249)
August 22, 2025 12:20

Are you out of state? Which university?

Aesop
Aesop (@guest_2125772)
August 21, 2025 19:27

Any idea what the transferfee is? I see 12 months 0% apr but will 1500$ of spend disqualify or affect the 0% interest the transfer apr offer??

dbzdeals
dbzdeals (@guest_2125768)
August 21, 2025 19:24

5% cash back on food, grocery and gas is a great deal, even if it’s quarterly. They just need to have off-ramps with point transfer partners and it’s a national best seller.

Quan Titative
Quan Titative (@guest_2125681)
August 21, 2025 17:14
  • 5x points on gas, grocery & restaurants ($6,000 limit)

does anyone know the cpp cashout options for these points? Is it 1:1?

itsunclear
itsunclear (@guest_2125646)
August 21, 2025 16:30

i applied. pending. guess we will

lbux_
lbux_ (@guest_2125603)
August 21, 2025 15:23

More counties qualify:

Live, work, worship, attend school or have a business in Los Angeles, Orange, Riverside, San Diego, San Bernardino or Ventura Counties in California

Be affiliated with a California school as a current/retired employee, PTA member or member of an employee organization OR be an alumni association member of a CA college or university

Have an immediate family/spouse/partner who is a California Credit Union member

Isaac
Isaac (@guest_2125533)
August 21, 2025 14:10

They also have a bank promo. 3 months dd, for 250.

Ryan
Ryan (@guest_2125984)
August 22, 2025 03:42

Got denied for account for Chex being LOL/24, wonder if opening the CC would help chances on a recon/new app

Andre Laporte
Andre Laporte (@guest_2125432)
August 21, 2025 12:46

I live in Orange County so I’m interested. Anyone familiar with this credit union? I’m assuming I would need a checking and savings first.

Jeremy
Jeremy (@guest_2125454)
August 21, 2025 13:07

Eh, I prefer Citi Custom Cash and AAA Visa

Christopher Lee
Christopher Lee (@guest_2125472)
August 21, 2025 13:31

I prefer that card that will approve me at 7/24.

Jeremy
Jeremy (@guest_2126095)
August 22, 2025 09:29

Citi won’t approve you at 7/24?

lilurbanachiever
lilurbanachiever (@guest_2125531)
August 21, 2025 14:09

It’s a credit union, decent enough with branches all over LA county so I assume LA area should also qualify. Check out Wescom, they used to have better sign up bonuses.

Kleed
Kleed (@guest_2125426)
August 21, 2025 12:40

Fun info to state, they had members vote yesterday to move to a federal charter.

shiti
shiti (@guest_2125413)
August 21, 2025 12:23

Wow no foreign transaction fees too!