This is the fourth part of our credit score comparison series week one: FICO Vs PLUS, week two: FICO Vs VantageScore, week three: FICO Vs CE score). This week we are going to look the FICO score and Experian’s National Equivalency Score... Read More →
[Update: Quizzle no longer uses the CE score, they now use VantageScore] This is the third post in our credit score comparison series (week one: FICO Vs PLUS, week two: FICO Vs VantageScore) where we look at different credit scores to... Read More →
Discover IT has announced they’ll be offering $150 cash back when you spend $750 on the card within three months. This is on top of the 5% cash they have for rotating categories and 1% on all purchases. If you don’t already... Read More →
It’s the 1st of December, thanks giving is over and it’s time to get your budgets in check before the Christmas spending begins (if it hasn’t already). We’ve just found a promo code for myFICO.com which will give... Read More →
Question: A lot of sites claim that I need a FICO score of 720+ to be eligible for the better credit card bonuses. I want to increase my score, how can I do it? Tim, Washington DC Answer: The FICO score you need to be approved for... Read More →
Question: I’ve made a number of hard inquiries recently (applying for new credit cards and an auto loan) and my credit score has dropped significantly. I’m wondering how long these hard inquiries will stay on my credit... Read More →
This is the second post in our series that compares different credit scores (first post we looked at FICO Score Vs PLUS Score). In today’s issue we are going to compare FICO scores & VantageScores. There are actually three versions... Read More →
State of Credit is a fun little thing that Experian has been doing for the past four years. It’s basically an interactive map that shows VantageScore data. You can segment by generation (66+, 47-65, 30-46 & 19-29) and you can... Read More →
Update: You are now charged $4.95 for a 30 day trial to the Score Watch product. If you cancel within the 30 days you will only be charged $4.95, if you don’t cancel within that time period you’ll be charged $14.95 per month... Read More →
Question: I read your introduction to credit card churning and I want to make the most of those sign up bonuses you mentioned. What are the drawbacks to applying for as many of the credit cards as possible. Tony – Omaha ... Read More →
Question: I’m wondering how much my credit score will drop if I apply for a new credit card. I’ve currently got three credit cards, but I want to apply for a new one so I can get the sign up bonus. I’m wondering how... Read More →
Question: Hi, Doctor. We are a group of students in North Dakota and we have a question for you. It’s a true or false one. Is the FICO score the most commonly used credit score in the United States of America? – Grade 5... Read More →
Question: I read your introduction to credit card churning and I’d like to take advantage of some of the sign up bonuses offered by credit cards. I’m slightly worried about how it’s going to effect my credit score. My... Read More →
The First National Bank of Omaha was one of the initial launching partners for the FICO open score access program. Accessing your FICO score Log into firstnational.com Click “services” tab Scroll to “additional... Read More →
Discover has announced that card holders will be able to access their credit scores for free, they claim to be the first credit card issuer to offer this benefit but I think Walmart & Barclaycard would like a word. The free score... Read More →
