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Doctor Of Credit
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How To: Load A Bluebird Account With Vanilla Reloads

November 28, 2013
4 Comments
by William Charles
Credit Cards • Guides • Manufactured Spending

We recently discussed vanilla reloads on the credit cards section of the website. Today we will be looking at how you can load your Bluebird account with Vanilla Reloads. Contents1 Required Reading:2 How To: Required Reading: Before you... Read More →

Where Can I Buy A Vanilla Reload Card From?

November 28, 2013
0 Comments
by William Charles
Credit Cards • Manufactured Spending • Questions & Answers

Question: I’m struggling to meet the minimum spending requirement for the Chase Sapphire Preferred Card ($3,000 in 3 months). I heard I can use my credit card to purchase a Vanilla Reload and then use that to load a Bluebird... Read More →

How To: Manufacture Credit Card Spend With Amazon Payments

November 28, 2013
6 Comments
by William Charles
Credit Cards • Guides • Manufactured Spending

Update: Amazon Payments will no longer allow person to person transactions starting October 14th, 2014. You can read more about this here.  Amazon payments allows customers to send money to any other individual with an amazon payment... Read More →

FICO Score Vs VantageScore

November 27, 2013
10 Comments
by William Charles
Credit Scores

This is the second post in our series that compares different credit scores (first post we looked at FICO Score Vs PLUS Score). In today’s issue we are going to compare FICO scores & VantageScores. There are actually three versions... Read More →

How To: Load A Bluebird Account With Walmart And Giftcards

November 27, 2013
11 Comments
by William Charles
Manufactured Spending

This tutorial will show you how to load a bluebird account with Walmart using Visa/MasterCard or American Express gift cards. Before we go into this method it’s necessary to understand why this might be useful. Bluebird acts as a... Read More →

State Of Credit 2013

November 26, 2013
0 Comments
by William Charles
Credit Scores • News

State of Credit is a fun little thing that Experian has been doing for the past four years. It’s basically an interactive map that shows VantageScore data. You can segment by generation (66+, 47-65, 30-46 & 19-29) and you can... Read More →

[Expired]How To Get A Free FICO Score

November 26, 2013
4 Comments
by William Charles
Credit Scores • Expired Credit Card Offers • Guides

Update: You are now charged $4.95 for a 30 day trial to the Score Watch product. If you cancel within the 30 days you will only be charged $4.95, if you don’t cancel within that time period you’ll be charged $14.95 per month... Read More →

Is There An Age Requirement For Credit Cards?

November 26, 2013
0 Comments
by William Charles
Credit Cards • Questions & Answers

Question: I’m currently 20 years old and I’d like to apply for a credit card. I heard that if you’re under 21 there is no chance of getting accepted, is this true? Tyler – New England Answer: Consumers that are... Read More →

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