Discover IT has announced they’ll be offering $150 cash back when you spend $750 on the card within three months. This is on top of the 5% cash they have for rotating categories and 1% on all purchases. If you don’t already... Read More →
What Is A Secured Credit Card?
Question: I have no credit history and I want to apply for a credit card. I spoke to a manager at a bank about applying for one and explained my situation and he suggested applying for a secured credit card. What are secured credit... Read More →
Secured Credit Cards With No Annual Fees
We just recently finished our Best Secured Credit Card review page, but one of the most common questions for people looking at secured credit cards is “which secured cards have no annual fee”. We’ve listed all of the... Read More →
How To Join DCU Credit Union
Contents1 How To Join DCU Credit Union1.1 Why Would You Want To Be A DCU Member? How To Join DCU Credit Union The easiest way to join DCU is to become a member of one of their participating organizations, click here to view other... Read More →
Questions To Ask Before Applying For A Credit Card Bonus Offer
This is the first post in our app-o-rama series where I’ll apply for a bunch of credit cards with large sign up bonuses. You should answer these questions before you apply for a credit card or partake in an app-o-rama. I’ve... Read More →
[Expired] Get $4 Off All FICO scores For December, 2013.
It’s the 1st of December, thanks giving is over and it’s time to get your budgets in check before the Christmas spending begins (if it hasn’t already). We’ve just found a promo code for myFICO.com which will give... Read More →
How Do I Get A FICO Score Of 720+?
Question: A lot of sites claim that I need a FICO score of 720+ to be eligible for the better credit card bonuses. I want to increase my score, how can I do it? Tim, Washington DC Answer: The FICO score you need to be approved for... Read More →
How Long Do Hard Inquiries Stay On A Credit Report?
Question: I’ve made a number of hard inquiries recently (applying for new credit cards and an auto loan) and my credit score has dropped significantly. I’m wondering how long these hard inquiries will stay on my credit... Read More →