Being a small business owner and having a number of friends and family with small businesses I am always grateful when the spotlight is shone on us. American Express have confirmed that they will be running their small business saturday... Read More →
Question: Hi, Doctor. We are a group of students in North Dakota and we have a question for you. It’s a true or false one. Is the FICO score the most commonly used credit score in the United States of America? – Grade 5... Read More →
Question: I recently found a negative item on my Equifax credit report (bill marked as unpaid & delinquent even though I had paid it). I disputed the item and Equifax has removed it. I’m just wondering if I’ll need to... Read More →
Question: I went to purchase a FICO score from myFICO.com I noticed I could purchase a TransUnion FICO score, an Equifax and an Experian score. What’s the difference and which one should I actually buy? Tom, California Answer: Hi... Read More →
Question: I read your introduction to credit card churning and I’d like to take advantage of some of the sign up bonuses offered by credit cards. I’m slightly worried about how it’s going to effect my credit score. My... Read More →
The First National Bank of Omaha was one of the initial launching partners for the FICO open score access program. Contents1 Accessing your FICO score2 What FICO Score Are They Offering? Accessing your FICO score Log into firstnational... Read More →
Discover has announced that card holders will be able to access their credit scores for free, they claim to be the first credit card issuer to offer this benefit but I think Walmart & Barclaycard would like a word. The free score... Read More →
This is the first post in our series that compares different credit scores. In today’s issue we are going to compare FICO scores & PLUS scores. We’re going to look at the scoring factors that causes them to be different... Read More →
