Apply For Discover It

There are currently two versions of the card. One version gives you $150 cash back when you spend $750 within three months, the other version gives you a 0% intro APR for 14 months on all purchases and balance transfers (balance transfer fee of 3%). Apart from these differences, the cards are identical. Choosing the best card will depend on your situation, but unless you’re planning on carrying a balance the $150 card will be your best bet due to savings interest rates being so low currently.

It’s important to make sure you apply for the right version of the card, if you apply for the wrong sign up bonus then Discover will not convert it.

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