[Expired] Pepper: Get 10% Back on Sam’s Club, Home Depot, DoorDash, Giant Eagle & More (Stack With AmEx Offer)

Update 3/17/25: All of these deals have been extended again for another week, updated below.

Update 3/10/25: All of these deals have been extended for another week, updated below.

The Offer

Pepper app is offering the following deals:

  1. Get 10% back in points on Sam’s Club with no limit (these are the same as Walmart gift cards; works on gas too); offer valid March 17 through March 23
  2. Get 10% back in points on Home Depot with no limit; offer valid March 17 through March 23
  3. Get 12% back in points on Lowe’s with no limit; offer valid March 17 through March 23
  4. Get 10% back in points on Giant Eagle with no limit; offer valid March 17 through March 23
  5. Get 10% back in points on Market District with no limit; offer valid March 17 through March 23
  6. Get 10% back in points on Get Go Cafe Market with no limit; offer valid March 17 through March 23
  7. Get 15% 10% back in points on Chipotle with no limit; offer valid March 17 through March 23
  8. Get 10% back in points on DoorDash with no limit; offer valid March 17 through March 23
  9. Get 10% instant discount on Uber gift cards (plus the regular 3% back in points), up to $200 in purchases; offer valid March 1 through March 31
  10. Get 10% instant discount on UberEATS gift cards (plus the regular 3% back in points), up to $200 in purchases; offer valid March 1 through March 31
  11. Get 13% instant discount on Instacart gift cards (plus the regular 3% back in points), up to $200 in purchases; offer valid March 18 through March 31
  12. Get 18% back in points on Bath & Body Works with no limit; offer valid March 18 through March 24

The standard Pepper points will be instantly available and the bonus Pepper points will be awarded for most of these deals on 4/7/25. You can see these deals in your messages tab or notifications tab. Be sure that you should see the bonus reflected on the checkout screen; deals might sell out early.

The Pepper points system is confusing, so let’s give an example: Let’s say, for example, that Pepper is offering 10x on Sam’s Club. If you buy $100 in Sam’s Club gift cards, you’ll get 8,000 points instantly (4x) which is worth $4 toward your next purchase; that’s 4% back. In a few weeks, you’ll get an additional 12,000 points which is worth $6 and is the same as 6% back. Altogether, you’ll end up with 10x back will is the same as 10% back. It’s easier to just avoid thinking about the points totals and focus on the ‘x’ back since that is the same number as the % back you’ll be getting (1x = 1% back; 10x = 10% back).

You’ll see a tab in the app called ‘Points History’ which will clearly show which points have posted and which points are pending. 

 

Our Verdict

This stacks nicely with the AmEx Offer to get $30 back on $75 spend which is valid through 3/31/25.

Keep in mind that for most of these deals the bonus points won’t be available for a few weeks, and it’s not worth buying unless you can manage the risk of something going wrong with the bonus points posting a few weeks down the line.

Reports are that Amex Business Gold  to earn 4x if it’s one of your top two categories as part of the Computer Software category. And it counts as Computer Software category for BofA Biz Advantage Customized Cash Rewards cards for 3%/5.25% and for 1.5x on the Business Platinum card. And reports are that it counts as Online Shopping for BofA cards and Blue Cash card and ShopYourWay card and the legacy Citi AT&T card. And reportedly it counts as Tech for 5% on the Paypal debit card.

Note: While there is no limit to most of these deals, you might be limited in overall quantities that can be purchased from Pepper in a day. For example, you might only be able to buy $2,000 or another amount until the app stops you. It’s sometimes possible to increase limits by calling in and verifying. And you might be able to buy again the next day as your limits reset.

People have increasingly been reporting issues (since December 2024) with getting in contact with Pepper reps when issues arise. There have also been times when people have had issues logging in; therefore, I’d recommend screenshotting and copying the gift card info immediately. I’d also recommend using up the Pepper points quickly to be safe.

My thanks if you enter my signup code 584255 during the initial signup process. Those who signup with a referral code get $20 back if you spend $200 within 15 days. Please no referral sharing in the comments below. (Note: new members might not see the increased offers until after 15 days.)

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Rick
Rick (@guest_2030168)
March 24, 2025 15:12

I bought a $90 Ubereats gift card on March 23, got the email from Amex, alsp showing charge on the Amex card as well
But when I went to retrieve the gift card (in Pepper App), got following error message:
“Cannot read Property ‘toFixed’ of null”
Anyone had similar experience before
Pepper suppoert is null

NewbieNoMore
NewbieNoMore (@guest_2024864)
March 17, 2025 20:00

If you get this error:
“Your bank declined the card for an unknown reason. Please contact your card issuer for more information.”
Remove your card from app, delete the app and start again.
Worked for me.

Techant
Techant (@guest_2024449)
March 17, 2025 09:36

If I add a Sam’s club gift card to my Walmart account, could I use the gift card as the payment method through Walmart Plus to pay for gas at Sam’s club? If so, do I have to allow for a certain amount available for the temporary gas hold?

Chris
Chris (@guest_2024457)
March 17, 2025 09:50

I do this all the time, idk abt the certain amount tho, I just make sure enough is on the gift card for the amount of gas I want.

Techant
Techant (@guest_2024459)
March 17, 2025 09:54

You are able to use it at the pump or do you have to go inside and they enter in the exact amount of gas you want? Normally when I use my CC it puts a hold of $100 which drops off the same day.

MaskedSlinger
MaskedSlinger (@guest_2029810)
March 24, 2025 07:48

Can you do this to pay at mobil if using for the Walmart+ discount?

Frey
Frey (@guest_2029832)
March 24, 2025 08:53

You can’t use Walmart/Sam’s gift cards at Mobil.

Trevor
Trevor (@guest_2024548)
March 17, 2025 12:35

It’ll allow you to pump up to the available balance on whichever one gift card you select for the transaction. It won’t hold extra.

Joe
Joe (@guest_2029742)
March 24, 2025 01:43

Wait, you can add Sam’s Club gift cards to the walmart app and use them at the pump?

John
John (@guest_2024436)
March 17, 2025 08:55

Say I buy $200 of home depot gift cards. Do I have to use it (buy something at Home Deport) by the deadline to get the 10x or do you just get the 10x points if you buy the giftcard and can use it whenever?

BOND
BOND (@guest_2024486)
March 17, 2025 10:48

Like Chuck said, no deadline. All gift cards never expire (US Federal Law).

Terry
Terry (@guest_2024634)
March 17, 2025 14:14

You can buy Home Depot from raise GCX for a lot higher percentage off than Pepper

Joe
Joe (@guest_2027604)
March 20, 2025 19:53

Ehh – 10% off plus 4x in MR with the biz gold and you’re still getting a great deal.

Matthew
Matthew (@guest_2024417)
March 17, 2025 07:50

Support does not exist! Got 3 duplicated charges and cannot get ahold of them

Frey
Frey (@guest_2024427)
March 17, 2025 08:38

Couldn’t you just dispute the duplicated charges with your credit card?

BOND
BOND (@guest_2024484)
March 17, 2025 10:45

Agree with Frey, file a dispute with your credit card you used to purchase the gift card. Pepper will be forced to respond, LOL…Good luck!

Joe
Joe (@guest_2027606)
March 20, 2025 19:53

FYI – pepper will likely block you from ever using their service again, if that kind of thing matters to you.

BOND
BOND (@guest_2027976)
March 21, 2025 11:00

FYI – Depends on the amount of charges one has to dispute. And that matters to most people.

Vipul
Vipul (@guest_2024378)
March 17, 2025 01:49

“Your bank declined the card for an unknown reason. Please contact your card issuer for more information.”
I keep getting message pepper. Amex says they didn’t decline, everything is fine on their end and I can’t reach pepper customer care :/

James
James (@guest_2024448)
March 17, 2025 09:30

They have a very strict verification system. Maybe your card has been flagged for fraud activities.

Stoihi
Stoihi (@guest_2034459)
March 29, 2025 20:05

I had exactly the same problem. I don’t know if this fixed the problem, but it worked after disabling the VPN on my phone.

Mm
Mm (@guest_2024377)
March 17, 2025 01:45

WARNING. PEPPER SUPPORT IS NON EXISTENT! If you have any kind of problem you can’t get a hold if anyone. Been trying for almost 2 months without any response. Seems like their business is holding on n by a thread. BEWARE.

Jess
Jess (@guest_2024409)
March 17, 2025 07:10
  Mm

File a chargeback then.

Yep
Yep (@guest_2022609)
March 14, 2025 02:01

feeling frustrated. joined pepper to get Chevron GC that is advertised on their site. now it says “temporarily unavailable.”

Joe
Joe (@guest_2024365)
March 17, 2025 00:19

Chevron has shown as unavailable for months

Sad Dayz In USA
Sad Dayz In USA (@guest_2021090)
March 12, 2025 01:49

Those WM GCs are amazing for gas.

Taylor
Taylor (@guest_2024379)
March 17, 2025 01:50

I read you have to go to the window to use them.

Techant
Techant (@guest_2024440)
March 17, 2025 09:08

Would I have to add a Sam’s club gift card to my Walmart account and use the Walmart+ app when getting gas at Sams club?

Sad Dayz In USA
Sad Dayz In USA (@guest_2026990)
March 20, 2025 00:56

Not sure how it works at Sams because I don’t shop at club stores. But you just add it to your WM app and scan the QR code on the station display. Here in my area there is even another 3c discount per gal if you pay with app, and their prices are already consistently the cheapest.

Nicole
Nicole (@guest_2020798)
March 11, 2025 14:43

just opened the app and got a pop up saying you can no longer buy Amazon gift cards via Pepper (but can still redeem points for them)

luvsdeals
luvsdeals (@guest_2020883)
March 11, 2025 20:43

I got the same pop-up and that is one of the few Merchants I used to buy on Pepper. Since Amazon is no longer available there are only a few other Merchants I purchase on the app so it would take me a while to get to the minimum to redeem the points.