PNC Cash Unlimited Visa Signature: 2% Back, $200 Bonus, No FTF & No Annual Fee

PNC recently launched the Cash Unlimited Visa Signature. Card details as follows:

  • $250 bonus when you spend $1,000+ within the first three months
  • Card earns 2% cash back on all purchases
  • $0 annual fee
  • No foreign transaction fee
  • $800 cell phone protection
  • 15 month interest fee period on balance transfers ($5 or 4% balance transfer fee)

Interesting card due to the 2% back and no FTF or annual fee for everyday purchases.

View Comments (66)

  • 3/18 PNC Checking account opened online for the $400 offer...
    4/02 $200 Cash Unlimited offer arrives via USPS mail.

    Into the shredder.

  • FYI this is a only a preselected prescreened offer now. They send via Email and mail. This is card #16. Instant approval, $10,000 limit. Experian pull.

  • Cash unlimited card bonus looks to be dead for this post. PNC Cash Rewards is $200 but that does not have the no FTF (foreign transaction fee) benefit.

  • Not pre-approved with an 808 score. Reasons given: "Insufficient credit history" (despite 7 years oldest credit line) "Insufficient deposit relationship with PNC"(Just opened a bank account with them a week ago, switched direct deposit) "Amount owed on revolving credit" (under 5% for all cards) "Number of accounts recently opened" (last credit account opened was 18 months ago)

  • Applied and instantly approved with 15k CL. 823, 4/24, a PNC checking and savings account holder.

  • Long-time PNC customer. Was approved, but I had to take a call from the bank to verify information. $7,500 credit line. 824 credit per CapitalOne and Chase, 871 FICO per Citi.

  • I thought all Visa Signature cards offer rental car protection, but I don't see anything about it after getting this card. Does it offer rental car protection?