Update 9/17/25: Reposting since all the changes went live. If you already spent $10k during this statement period, you’ll only earn 2% on purchases until your next statement begins. Note: since the change, the 4% is only reflected... Read More →
Tag - u.s. bank smartly
(YMMV) U.S. Bank Smartly Savings Account Interest Rate .05% APY
A few days ago, U.S. Bank lowered the public rate on the Smartly Savings account from 3.60% to 3.00% APY. They are now sending a letter in the mail to some customers indicating that they are no longer eligible for that increased rate... Read More →
U.S. Bank Smartly Savings Account 3.00% APY
The U.S. Bank Smartly savings account APY rate has been lowered from 3.60% to 3.00% APY. Some people who are grandfathered into the old Smartly system use this account to meet the $100k balance to become eligible for the 4% credit card... Read More →
My Plan Going Forward With U.S. Smartly 4% Card
I’ve been enjoying earning 4% on all purchases using the U.S. Bank Smartly card. Since I prefer cashback, this takes away much of the thought process in using one card or another since 4% will usually be close to what the other... Read More →
U.S. Bank Smartly Checking Account Monthly Fee Will Be Waived With Credit Card
Update 4/24/25: U.S. Bank is now sending out an email to Smartly checking account holders that the Smartly checking account WILL have its monthly fee waived when holding a Smartly credit card, an apparent reversal from the prior... Read More →
(Update) [Rumor]U.S. Bank Smartly Changes After April 14th: Exclusions on 4% Earn (Tax, etc) & Brokerage Funds Exclusion (For New Signups)
Update 4/8/25: Most of the rumors were correct – see this updated post for the full details. Update 4/7/25: There’s a memo U.S. Bank sent to their bankers telling them that a new version of the Smartly card will be available... Read More →