U.S. Bank Smartly checking account offers: Earn 15% cash back up to $20 back at Grocery Stores and on Dining. 10% cash back at Best Buy (up to $30) Read More →
Tag - u.s. bank smartly
U.S. Bank To End Smartly Shopping Deals Program
U.S. Bank has announced that it will be ending the U.S. Bank Smartly Checking Deals (or U.S. Bank Smartly Shopping Deals) program on January 31, 2026 Read More →
U.S. Bank Smartly: Brokerage 100 Free Trades Benefit Ends In February 2026
Many of us have a brokerage account with U.S. Bank to get in on the grandfathered Smartly Visa 4% cashback card. The bank has sent out notice that the benefit of 100 free trades per year is going away in February 2026. Effective... Read More →
[Expired][Targeted] U.S. Bank Smartly Checking Deals: Get 10% Back On Department Stores
Earn 10% cash back up to $15 at department stores, ends December 31 Read More →
[Update] U.S. Bank Nerfs Existing Smartly Cardholders On September 15, 2025
Update 9/17/25: Reposting since all the changes went live. If you already spent $10k during this statement period, you’ll only earn 2% on purchases until your next statement begins. Note: since the change, the 4% is only reflected... Read More →
(YMMV) U.S. Bank Smartly Savings Account Interest Rate .05% APY
A few days ago, U.S. Bank lowered the public rate on the Smartly Savings account from 3.60% to 3.00% APY. They are now sending a letter in the mail to some customers indicating that they are no longer eligible for that increased rate... Read More →
U.S. Bank Smartly Savings Account 3.00% APY
The U.S. Bank Smartly savings account APY rate has been lowered from 3.60% to 3.00% APY. Some people who are grandfathered into the old Smartly system use this account to meet the $100k balance to become eligible for the 4% credit card... Read More →
My Plan Going Forward With U.S. Smartly 4% Card
I’ve been enjoying earning 4% on all purchases using the U.S. Bank Smartly card. Since I prefer cashback, this takes away much of the thought process in using one card or another since 4% will usually be close to what the other... Read More →
U.S. Bank Smartly Checking Account Monthly Fee Will Be Waived With Credit Card
Update 4/24/25: U.S. Bank is now sending out an email to Smartly checking account holders that the Smartly checking account WILL have its monthly fee waived when holding a Smartly credit card, an apparent reversal from the prior... Read More →
(Update) [Rumor]U.S. Bank Smartly Changes After April 14th: Exclusions on 4% Earn (Tax, etc) & Brokerage Funds Exclusion (For New Signups)
Update 4/8/25: Most of the rumors were correct – see this updated post for the full details. Update 4/7/25: There’s a memo U.S. Bank sent to their bankers telling them that a new version of the Smartly card will be available... Read More →