Offer at a glance
- Maximum bonus amount: $100 (plus receive $100 per person you refer)
- Availability: Texas only
- Direct deposit required: No
- Additional requirements: None
- Hard/soft pull: Hard pullo
- Credit card funding: $5,000
- Monthly fees: None, but $5 fee to join
- Early account termination fee: $15 if closed within 180 days of account opening
- Expiration date: None listedÂ
The Offer
Direct link to offer / Terms Page
- Receive a $100 bonus for each new A+FCU business member you refer who opens up a Business Membership Savings & Business Checking Account with Business Debit Card at A+FCU.
The Fine Print
- Limit of 5 referrals per calendar year
- $100 bonus will be deposited at the opening of your account
- All bank account bonuses are treated as income/interest and as such you have to pay taxes on them
Avoiding Fees
You can avoid the monthly fees by opening a basic business checking account and a business savings account, both of which come with no monthly fees. According to the fee schedule there is an early account closure fee of $15 if closed within 180 days of account opening.
You do need to pay a membership fee of $5 to join.
Our Verdict
Update: Not worth it due to the hard pull
A+FCU also offer similar bonuses for their personal accounts, but the bonuses are only $20 for adults and $10 for youths which is why we haven’t included them. I love business bonuses like these because there is no direct deposit required, no monthly fees and it’s a good opportunity to earn more by referring other businesses you know.
Unfortunately we aren’t sure if you can initially fund your account with a credit card and whether they do a hard or soft pull to open the account. If you have any experience with this credit union, then you can share your referral links in the comment as long as you also let us know the answers to these questions.
Our favorite business checking bonuses can be found by clicking here and a complete listing of them here.
