[Rumor] Details Of New Walmart Credit Cards

Recently a reddit user shared a rumor regarding details of the new Walmart credit cards that will be issued by Synchrony.

  • Card names:
    •  Spark Rewards Credit Card
    • Spark Rewards World Mastercard
    • Spark Rewards+ Credit Card
    • Spark Rewards+ World Elite Mastercard
  • Cards will earn Spark Rewards and are equivalent of Walmart cash or Sam’s Club cash
  • Earning rates:
    • Rewards card:
      • 3x on Walmart and Sam’s Club Private Label Brands When Using One Pay, Walmart Pay, Scan and Go, or Shopping on Walmart or Sam’s Club app
      • 1.5x on all other Walmart and Sam’s Club Purchases (includes Gas) -Access to Sam’s Club Gas Station
      • 1.5x on Dining
      • 1x on all other purchases
    • Rewards+ card:
      • 5x on Walmart and Sam’s Club Private Label Brands When Using One Pay, Walmart Pay, Scan and Go, or Shopping on Walmart or Sam’s Club app
      • 3x on all other Walmart and Sam’s Club Purchases (includes Gas)
      • Access to Sam’s Club Gas Station
      • 5x on BK purchases (LTO)
      • 3x on Dining
  • Annual fees:
    • Rewards card: $0
    • Rewards+ card: $149

Walmart has to be the messiest cobrand partner ever. First they sued Synchrony for breach of contract, then left that partnership. Then they partnered with Capital One, only to sue Capital One for breach of contract and then ended that deal. Then signed this new deal with Synchrony (remember they sued them before) and are now using ‘Spark’ branding despite Capital One (the last card issuer for Walmart) already using Spark branding for business cards. I suspect we won’t see that Spark branding when the cards actually go live and that’s only an internal name but maybe this is a slight against Capital One.

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49 Comments
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John Doe
John Doe (@guest_2127564)
August 24, 2025 13:38
John doe
John doe (@guest_2127561)
August 24, 2025 13:37
John Doe
John Doe (@guest_2123173)
August 19, 2025 10:07

comes out august 25th there’s will only be 2 cards
Mastercard version. Both will be issued by OnePay/ Synchrony
• 5% at Walmart for Walmart+ members
• 3% at Walmart for everyone else
• 1.5% anywhere Mastercard is accepted

No annual fee( Walmart plus membership)
Spend (store card version)
-No rewards

Synchrony already has a website up to log
In and stuff ahead of this.

MBE
MBE (@guest_2083959)
June 24, 2025 07:55

Hopefully, Walmart+ subscribers are eligible for the Rewards+ card w/o additional AF. If so, I’ll bite. If not, then it’s not worth it for me.

megabr 🔗
megabr 🔗 (@guest_2082513)
June 21, 2025 23:43

A bit unrelated but I’m planning on buying an apple watch from Walmart the next coming days. Any tips on maximizing my return on this purchase? I’m planning on using $15 off using OnePay, but all the cash back shopping portals exclude apple products from Walmart deals.

randomguy
randomguy (@guest_2082589)
June 22, 2025 09:18

If u have Chase Ink, then u can get 5% off on the whole order

Dh
Dh (@guest_2082363)
June 21, 2025 14:02

….. Again?

Fish
Fish (@guest_2082360)
June 21, 2025 14:00

am i the only one reading the comments thinking that the people who think that sams+ and walmart+ is worth it for the $150 AF alone are delusional?

Half of us here have walmart+ as a CC benefit. $0 value gained from that AF for wm+.
There’s perma offers at sams club for memberships at discount. Swags 50%. Capitaloneshopping will probably offer you a boat to sign up for a membership, and then not track the purchase.

I’m not seeing the value.

GundamWing01
GundamWing01 (@guest_2082383)
June 21, 2025 14:53

ur not seeing the value cuz u dont value WMrt or SClb + CCrd add on. thats all.

if ur able to use this card and know how, then u should. getting this card is late stage advance strategy. its not for CSR influencer n00bs.

Sam
Sam (@guest_2082385)
June 21, 2025 14:56

totally agreed. feels worse than the amazon card, which gives you 5x on all amazon purchases with a Prime membership for no AF. absolute weak sauce

https://creditcards.chase.com/cash-back-credit-cards/amazon

Eric
Eric (@guest_2082487)
June 21, 2025 21:42

“Half of us” have an AmEx plat?

Niko Bellic
Niko Bellic (@guest_2082126)
June 20, 2025 22:33

I like this one – much better than stuff that was revealed this week. Especially if we get sams plus membership and walmart+ membership too for the rewards+ card as indicated in the reddit post. Can anyone help me figure out what “5x on BK purchases (LTO)” means?

Niko Bellic
Niko Bellic (@guest_2082128)
June 20, 2025 22:37

Is BK purchases – Burger King purchases? or something that I am missing

Brendan
Brendan (@guest_2082158)
June 20, 2025 23:45

I think it’s Burger King (Limited Time O(ffer|nly))

Daniel S
Daniel S (@guest_2081787)
June 20, 2025 14:57

Yeah no.

BobNY
BobNY (@guest_2081766)
June 20, 2025 14:33

Pathetic offering.