Alliant 2.5% Card Will Become 1.6% On All Purchases (Effective 9/1/25)

The Alliant Visa card now earns 2.5% on up to $10,000 in purchases each month, then 1.5%. Effective September 1, 2025, the card will earn a flat 1.6% cashback on all purchases.

Hat tip to reader Bockrr and to r/creditcards

Subscribe
Notify of
guest
The comment form collects your name, email and content to allow us keep track of the comments placed on the website.

51 Comments
newest
oldest most voted

Lucas
Lucas (@guest_2099599)
July 15, 2025 10:53

Had started using my Fidelity card for 99% of spend, but had this card as well and was just passed the $1000 threshold for 2.5%. Was just about to give it a shot but here we are.

dr.phil
dr.phil (@guest_2096968)
July 11, 2025 11:07

everything is getting nerfed or dying

midas89
midas89 (@guest_2096950)
July 11, 2025 10:41

Here’s another confirmation. Message from Alliant rep:

“Effective9/1/25:

“Based on member feedback, we’ve made changes to simplify how cashback rewards are earned. Going forward, all Visa Signature cardholders will automatically earn 1.6% cashback on purchases no additional requirements or qualifications needed.

“In addition to simplifying rewards, we’re introducing the following enhancements to your card:

“Lower Redemption Minimum: The minimum cashback redemption amount is being reduced from $50 to $25, making it easier to access your rewards.

“We hope you continue to find value in the Alliant Cashback Visa Signature Card and choose to keep it in your wallet.”

Jethro Tuller
Jethro Tuller (@guest_2096942)
July 11, 2025 10:33

And the redemption threshold is $50 so we have to reach that by 9/1.

Jethro Tuller
Jethro Tuller (@guest_2096953)
July 11, 2025 10:43

Oh I just saw the message about the redemption amount being lowered to $25. Guess I’ll have to keep it past 9/1. Then ByeBye.

GOLDSHEET
GOLDSHEET (@guest_2096918)
July 11, 2025 10:07

The 4% US Bank Smartly card has just about eliminated the usage on most of my cards. Last week I stopped ACH on Alliant and reduced my balance well below $1000. Didn’t realize I was predicting the future.

Pharaon
Pharaon (@guest_2096858)
July 11, 2025 07:19

Bye Felicia! I have no reason to remain with them.

Jethro Tuller
Jethro Tuller (@guest_2096940)
July 11, 2025 10:32

Same here. Goodbye Suze!

86
86 (@guest_2096820)
July 11, 2025 04:10

Alliant seems to be abandoning the idea of having any kind of rewards earning credit cards.

Haha
Haha (@guest_2096595)
July 10, 2025 19:49

Hahahahahaha

Marc
Marc (@guest_2096348)
July 10, 2025 15:18

I recall another 2.5% out there with hoops. Is that still around? This card was great but Alliant has nerfed all their products (bad cards, bad interest rate) so I’ll probably wind up getting rid of all their stuff and moving elsewhere.

Jethro Tuller
Jethro Tuller (@guest_2096566)
July 10, 2025 18:59

Same here. After their practice of closing accounts for some unknown reason, I’ve never liked them and this is a good reason to leave.

Cate the MSer
Cate the MSer (@guest_2096275)
July 10, 2025 13:33

I know this day will come….