The Alliant Visa card now earns 2.5% on up to $10,000 in purchases each month, then 1.5%. Effective September 1, 2025, the card will earn a flat 1.6% cashback on all purchases.
Hat tip to reader Bockrr and to r/creditcards
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Had started using my Fidelity card for 99% of spend, but had this card as well and was just passed the $1000 threshold for 2.5%. Was just about to give it a shot but here we are.
everything is getting nerfed or dying
Here’s another confirmation. Message from Alliant rep:
“Effective9/1/25:
“Based on member feedback, we’ve made changes to simplify how cashback rewards are earned. Going forward, all Visa Signature cardholders will automatically earn 1.6% cashback on purchases no additional requirements or qualifications needed.
“In addition to simplifying rewards, we’re introducing the following enhancements to your card:
“Lower Redemption Minimum: The minimum cashback redemption amount is being reduced from $50 to $25, making it easier to access your rewards.
“We hope you continue to find value in the Alliant Cashback Visa Signature Card and choose to keep it in your wallet.”
And the redemption threshold is $50 so we have to reach that by 9/1.
Oh I just saw the message about the redemption amount being lowered to $25. Guess I’ll have to keep it past 9/1. Then ByeBye.
The 4% US Bank Smartly card has just about eliminated the usage on most of my cards. Last week I stopped ACH on Alliant and reduced my balance well below $1000. Didn’t realize I was predicting the future.
Bye Felicia! I have no reason to remain with them.
Same here. Goodbye Suze!
Alliant seems to be abandoning the idea of having any kind of rewards earning credit cards.
Hahahahahaha
I recall another 2.5% out there with hoops. Is that still around? This card was great but Alliant has nerfed all their products (bad cards, bad interest rate) so I’ll probably wind up getting rid of all their stuff and moving elsewhere.
Same here. After their practice of closing accounts for some unknown reason, I’ve never liked them and this is a good reason to leave.
I know this day will come….