The Alliant Visa card now earns 2.5% on up to $10,000 in purchases each month, then 1.5%. Effective September 1, 2025, the card will earn a flat 1.6% cashback on all purchases.
Hat tip to reader Bockrr and to r/creditcards
You may also like
JPMorgan Chase & Coinbase To Partner (Buy Crypto With Credit Card, Redeem Chase UR & More)
[YMMV] American Express Business Gold: 200,000 Points Offer via Referral Links
American Express Business Platinum Up To 250,000 Points Bonus
[Public Link, YMMV] American Express Business Gold 125,000/175,000 Points Signup Offer, No Lifetime Language
FNBO Amtrak Credit Card 40,000 Points Signup Bonus
I still haven’t received any official notice of change. So I doubt this is going into effect on 9/1.
https://www.bogleheads.org/forum/viewtopic.php?t=457193
Maybe Alliant 2.5% Lives On for current card holders.
Lots of contradictory info out there.
Had started using my Fidelity card for 99% of spend, but had this card as well and was just passed the $1000 threshold for 2.5%. Was just about to give it a shot but here we are.
everything is getting nerfed or dying
Here’s another confirmation. Message from Alliant rep:
“Effective9/1/25:
“Based on member feedback, we’ve made changes to simplify how cashback rewards are earned. Going forward, all Visa Signature cardholders will automatically earn 1.6% cashback on purchases no additional requirements or qualifications needed.
“In addition to simplifying rewards, we’re introducing the following enhancements to your card:
“Lower Redemption Minimum: The minimum cashback redemption amount is being reduced from $50 to $25, making it easier to access your rewards.
“We hope you continue to find value in the Alliant Cashback Visa Signature Card and choose to keep it in your wallet.”
And the redemption threshold is $50 so we have to reach that by 9/1.
Oh I just saw the message about the redemption amount being lowered to $25. Guess I’ll have to keep it past 9/1. Then ByeBye.
The 4% US Bank Smartly card has just about eliminated the usage on most of my cards. Last week I stopped ACH on Alliant and reduced my balance well below $1000. Didn’t realize I was predicting the future.
Bye Felicia! I have no reason to remain with them.
Same here. Goodbye Suze!
Alliant seems to be abandoning the idea of having any kind of rewards earning credit cards.
Hahahahahaha