The Offer
American Express Rewards Checking (personal) is offering a special deal:
- Through July 31, earn 4 Membership Rewards Points for every $2 of eligible Debit Card purchases (on up to $1,500 in spend). That’s 4 times more points than the 1 point you would typically earn on every $2 of spend.
The Fine Print
- Starting June 3, 2024, and through July 31, 2024, you will earn three (3) additional Membership Rewards points for every two (2) dollars of the first $1,500 in eligible purchases made with your Debit Card. The three (3) additional points is on top of the one (1) point you already earn for every two dollars of eligible Debit Card purchases and is in addition to other offers that you may be eligible for. Purchases made by all Debit Card Members on the Account are eligible for the additional points but will count towards a single $1,500 maximum. After you reach the $1,500 maximum you will continue to earn 1 Membership Rewards® point for every $2 of eligible Debit Card purchases.
Our Verdict
2x points per dollar is nice. This is just a small deal due to the $1,500 limit. A lot of readers have the Blue Business Plus which earns a similar 2x MR points per dollar.
Anyone knows if earned points show up soon after a purchase settles? When I click on settled transaction I can’t see any mention of MR earned from that trasaction, so it did not qualify I guess?
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4 for 2 is still 2x, so same as Biz Blue all time if anyone has that card.
Does anybody know if the AMEX membership pts from this card can be used as payment on Amazon? I attempted to locate the answer, this afternoon, but was unable to find it. I’d be more than happy to be the dp, but I have yet to sign up for card. TIA and have a blessed day!!
Yes, you can use mr points at checkout on Amazon. I believe it’s .6cpp, which is a low redemption value.
so this is the same as BBP in most cases…
Do paypal bill payments work with amex debit card?
In my experience, they did not work.
I guess AMEX knows that we churners just opened the account for the sign-up bonus and closed it shortly after…ROFL. Not that this is some sort of killer deal, this is basically 2x cash back, multiplied by the value of a MR point. I guess it is worth it if you are using the debit card to buy things you can’t with a credit card (e.g. car insurance from Erie Insurance).
oddly specific
I believe you will only earn mr points on purchases charged as credit.
It’s my understanding that tax payments do not qualify on Amex credit cards, when you’re trying to meet a sign-up bonus. If anyone is successful in using their debit card for this promo by paying tax, please comment.
It does. There is a post about it
Can confirm, I have done this multiple times!
Thank you.
Thank you.
P2 got the email, but can she have this along with a business checking? I think we tried to open this for a sign-on bonus some time back for one of these, but got denied for this reason.
they changed the rules now. I was able to sign up for this and have biz checking. even up til this past weekend you couldn’t. I think this changed within last day or so
Not sure about the SUB for both, AMEX changed this in late April to allow for both checking accounts. There was a DoC post about it.
I always see these days after I spend money 🙂