In our post ‘AmEx SPG Luxury Card Upgrade Offers: Worth A Second Look‘ we talked about why upgrading might make sense. The main reason was that you receive a prorated annual fee in your first year based on your card anniversary date and the $300 credit is based on that anniversary date. This means you could pay a few months of the annual fee and still get the $300 credit and then get a new $300 credit when the next annual fee kicks in.
There were a lot of readers that were concerned that you don’t actually receive the $300 credit in that prorated card year. I was confident this wasn’t the case as the terms are clear that it would apply. Despite that front line representatives were insistent that the $300 credit wouldn’t apply. There is now a datapoint on Flyertalk of somebody receiving the full $300 credit on an upgrade offer. Hopefully this creates some peace of mind for those considering this upgrade offer angle.
