The Offer
Check your AmEx Offers for the following deal:
- Get 20% back as a statement credit by using your enrolled eligible Card to make purchases in-store at Kroger online at kroger.com or through the Kroger mobile app by 10/22/2024. Limit of $15 back in total statement credits. See terms.
There are also similar offers for Kroger and Kroger.com from Chase Offers (and similar banks) and Citi Offers:
- Earn $10 back on a purchase of $50 or more at Kroger.com.
- Earn $5 cash back on your Kroger purchase when you spend $50 or more.
- Earn 5% cash back on your Kroger.com purchase, with an $8.50 cash back maximum.
- Earn 10% cash back on your Kroger purchase.
The Fine Print
Here’s the fine print on the AmEx Offer:
- Offer valid in-store at Kroger, online at US website kroger.com or through the Kroger mobile app. Valid at participating locations in the US. Not valid on purchases shipped outside of the US. See merchant website for shipping policy. Some merchants may not ship to all areas. Excludes third party pickup/delivery services including, but not limited to Redbox and Coin star. Excludes physical gift cards and e-gift card purchases. Excludes gas stations, Fred Meyer Jewelry Stores, restaurants inside of Kroger, florists, clinics and pharmacies. Excludes Walgreen pickup purchases, Little Clinic site and Kroger Wireless.
Our Verdict
Grocery offers are almost as good as cash for a lot of people. The AmEx Offer has a nice long window for use while the other bank offers are only valid for a few weeks (those offers come and expire frequently).
If you try to use this offer in-store, how do they know you’re not buying a gift card in with your groceries? Do they read the itemized receipt?
Jus’ askin’.
Got it on my Strata, 10 off 50 up to four times.
Got the 20% offer to $9 on AMEX blu preferred and 10% back on CFU and CFF.
Have this on Amex Green and one of the two AU cards. For some reason the other AU card does not have this.
does it need to be Kroger’s store only, or can it be Harris teeter, Ralphs as well? TIA
Nothing at this moment for an Kroger offer (though Discover has that category for 10% with the cash back match when churning them).
Got it on both our gold Delta Amex’s. Easy $30.
Data point: got the offer on only one of the Chase cards, 10% back at Ralphs ( a Kroger subsidiary or whatevs)
Who’s going to be the wonderful person who tests the limits of “excludes physical gift cards”
If it shows (it hasn’t thus far) on any of my cards, I will give it a shot.
It works all the time. Last time Chase and BoA had offers at Kroger, I spent the exact amount on gift cards to get the full amount back and got both.
Other Kroger brands? King Soopers, etc.
According to the comments here, no: https://gcgalore.com/kroger-amex-offer-get-15-back-on-up-to-66-67-spend/