Update: Our full reviews on this card are now live and can be found here.
Barclaycard has finally unveiled their new luxury card website (replacing the previous black card website) and there are three credit cards available:
- Titanium card
- Black card (read our review here)
- Gold card
The benefits on the cards look mostly the same, but there are some key differences:
| Titanium | Black | Gold | |
|---|---|---|---|
| Annual fee | $195.00 | $495.00 | $995.00 |
| Authorized user | $95.00 | $195.00 | $295.00 |
| Statement credit rate | 1.00% | 1.50% | 2.00% |
| Card materials | Brushed Stainless Steel/Carbon Card | Stainless Steel/Carbon Card | 24K-Gold-Plated/Carbon Card |
| Luxury gifts | No | Yes | Yes |
| Sign up bonus | 10,000 points after $1,000 in spend | 25,000 points after $1,000 in spend | 50,000 points after $1,000 in spen |
| Airline credit | None | $100.00 | $200.00 |
| Global entry credit | No | Yes | Yes |
Our Verdict
Unless the luxury gift program is Barclaycard giving me my annual fee back in cash, I’d never apply for any of these cards. The annual fees are excessive and the rewards are average, at best you can get 2% back and there are no annual fee cards that do the same. The card comes with no lounge access and only a maximum of $200 in airline credits, both the Citi Prestige & American Express Platinum offer this but for a lower annual fee and better overall benefits.
Barclaycard are clearly trying to target people that care about appearance more than real rewards/benefits which I am sure is an extremely profitable market segment. I’ll dig into these cards a bit more and have a full review of each up shortly, just to make sure I’m not missing anything amazing.
