The Offer
- Signup for the Capital One Spark Cash card and earn a one-time $1,000 cash bonus once you spend $10,000 on purchases within the first 3 months from account opening.
Card Details
- $95 annual fee, waived for the first year
- 2% cashback on all purchases
- Card earns cashback; if you have a different points-earning Capital One card (such as the Venture or Spark Miles), you’ll be able to transfer over the cash back into miles
Our Verdict
We just saw a $1,500 after $15,000 in spend offer. Given the card itself earns 2% cash back, that offer is significantly better although I guess not everybody can meet that spend requirement. Capital One pulls all 3 bureaus on applications. Check out these Things To Know about Capital One Credit Cards. The Plus version does not get reported to the credit bureas whereas this non-Plus Spark card that we’re discussing here does get reported.
