The new First Bank Shop Your Way Rewards Card is offering 500,000 points after $5,000 in spend within three months Read More →
Category - Credit Cards
Year-End Credit Card Checklist for 2025: Travel Credits, Spend Reset, Application Strategy & More
As we reach the end of 2025, it's a good time to take stock of our credit cards, and the benefits which expire/reset at the end of December Read More →
Reports Of $400 Retention Offers On The Chase Sapphire Reserve
Chase recently revamped the Chase Sapphire Reserve and increased the annual fee to $795. It hasn't been well received, especially after the American Express Platinum revamp added significantly more value Read More →
FNBO Adds 18 Month Rule
According to at least two readers (1,2) FNBO has added a new rule where you can't open a new card within 18 months of opening your last card Read More →
(Update) Maximizing The $300 Dining Credit With Chase Sapphire Reserve Exclusive Tables
Update 12/19/25: They’ve added ~100 new restaurants which are now eligible for the credit, and have also removed a handful. Areas which previously had no options and were now added include: Baltimore, Charlotte, Cleveland... Read More →
(Update: Points Redemption .6¢) Mesa Credit Cards To Be Closed Immediately
Mesa has sent out an e-mail to cardholders informing them that effective immediately the Mesa credit card will be closing down Read More →
(Update) Chase Sapphire Reserve ‘Points Boost’: Removes 1.5% Travel Redemption, Adds Boost Feature For 2% On Select Travel
Update 12/18/25: Chase announced that they’ll be honoring a 2¢ value for all The Edit properties booked through 12/22/25. This includes prior bookings done at the lower value, as well as future bookings through the 22nd. Customers... Read More →
Bilt Adds Spirit Airlines As Transfer Partner
Bilt announced the addition of Spirit Airlines as a 1:1 transfer partner. Probably not the most valuable points transfer partner, but maybe will be useful in some circumstance. Just remember before transferring that Spirit points expire... Read More →
(Update: $200 Bonus) Rakuten American Express Card With Extra Earnings On Rakuten Shopping & Dining
Update 12/17/25: Today only the signup bonus is increased to $200 (or 20,000 Bilt/AmEx points). Update 10/16/25: Bonus is now $100 after $1,000 spend within 90 days. Original Post 7/22/25: Rakuten announced today their new credit... Read More →
American Express Requiring SSN For Authorized Users
For a long time it has been possible to open an American Express authorized user without entering a SSN. This is no longer possible. Read More →
[Transfer Partners Delayed] U.S. Bank To Make Negative Changes To U.S. Bank Altitude Reserve (Travel Transfers, 1¢ Per Point Instead of 1.5¢ & More)
Update 12/15/25: Negative changes are now live, transfer partners are not live yet. Rewards center states: Coming Soon: Points Transfer Feature We’re finalizing this key feature—soon you’ll be able to transfer points to many great... Read More →
Q1 2026 5% Quarterly Categories: Activate, Offers & Suggestions (Freedom/Flex, Discover, Dividend, Cash+ & More)
It’s now possible to activate all 5% category credit cards for the first quarter of 2026, including the Chase Freedom, Chase Freedom Flex, Discover IT, Citi Dividend, US Bank Cash+ and some smaller cards. In this post we’ll provide the... Read More →
Chase Freedom/Flex Q1 2026 Categories For 5%: Dining, Norwegian, Heart Association (Potential 7x On Dining)
Q1 2026 Categories: Chase Freedom and Freedom Flex will earn 5% on Dining, Norwegian Cruise Line American Heart Association. Flex card will earn 7x on Dining, gift cards from Doordash and more Read More →
Possible Way To Transfer Mesa Points
Yesterday it was announced that the Mesa card was shutting down effective immediately. The only redemption option available is cashing out for statement credit at 0.6¢ per point Read More →
[Now Available Via Referral] Chase Freedom Unlimited $300 Bonus
Chase Freedom Unlimited is offering a $300 bonus when you spend $500+ within the first three months Read More →