Changes To The Kroger Mastercard (5% Cashback On Mobile Wallet On Up To $3,000 In Spend)

Kroger has announced some changes to the Kroger Mastercard that will be coming in November 2021. The earning structure will be as follows:

  • Earn 5% cash back on mobile wallet transactions (up to $3,000 in spend)
  • Earn 2% cash back inside the Kroger Family of Companies
  • Earn 1% cash back on all other purchases
  • 25¢ per gallon discount when redeeming 100 fuel points (first year and thereafter where you spend at least $6,000 on the card)

Previously the card offered:

  • 3x on Kroger family brands
  • 2x at Kroger family stores, excluding fuel centers
  • 1x on all other purchases, excluding fuel centers
  • 0x at Kroger family fuel centers
  • 5¢ per gallon discount when redeeming 100 fuel points

I think most people will prefer the new earning structure and fuel discount. Card has offered a bonus of $150 after $200 in spend in the past and is issued by U.S. Bank.

Hat tip to reader Andrew D

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