The Offer
- Signup for the Chase Freedom Unlimited and get 3x points everywhere for the entire first cardmember year, up to $20,000 in purchases earns the higher rate. Currently this is only available via referral
Card Basics
- No annual fee
- Regular rewards rate after first year is 1.5% back
- Card earns cash back, but if you have a premium Chase card like the Sapphire Reserve/Preferred, the cash works like Ultimate Rewards points
- 0% Introductory APR for 15 months on purchases and balance transfers (5% balance transfer fee)
- Full review here
Please DO NOT share your referrals in the comments below. Instead you may share them in this linked post if you follow the rules.
Our Verdict
They ran a similar offer last year, but without the $20,000 cap. Given the cap, it’s essentially as if there were a 30,000 points bonus on $20,000 spend – after spending $20,000 you’ll get 60,000 points, half from ordinary earn and half from signup bonus. Makes sense for someone who anyway wants to use the card as their daily driver. This has also been available in branch for some time.
Remember, most of us are not eligible for the card due to the 5/24 rule. Check out also these Things Everybody Should Know About Chase Credit Cards before applying.
Hat tip to reader benjix21
