Chase offers four United personal cards. You can apply for two of them directly and product change to the other two (there are other legacy cards, but it’s not possible to convert or apply for these anymore).
- Chase United MileagePlus Explorer (accepts direct applications)
- Chase United MileagePlus Club Card (accepts direct applications)
- Chase United MileagePlus Awards Card (you can only product change to this card
- Chase United MileagePlus Rewards No Annual Fee Card (you can only product change to this card
In this review we will be looking at the Awards card.
Contents
Card Basics
- $60 annual fee
- Priority Boarding
- Card earns 1x mile per $1 spent on all purchases
- Increased award inventory
- 25% bonus on the MileagePlus shopping portal
- You can bring a full sized carry on bag on United Basic fares
Our Verdict
It’s best to compare this to the Explorer and no annual fee card. When comparing to the no annual fee card you’re basically paying $60 for the access to award inventory and the full size carry on bag (note a lot of readers are stating that they are able to see increased award inventory with the no AF card). When comparing to the Explorer you’re saving $35 on the annual fee but you don’t get the free checked bag, two club passes, 2x on United and you pay a 3% foreign transaction fee instead of 0%.
Personally I don’t think any of the United cards are worth holding, but if you’re going to pay $60 it probably makes sense to pay the extra $35 and get the explorer card.
Hat tip to IvanXQZ on /r/churning for making me aware of this being a product change option

