Comenity took over the AAA credit card from BofA and transitioned to a new reward structure on the card, as described here. There are actually two AAA credit cards released this year, both available for new signups. Below is a recap of the main details.
Direct Card links (you’ll have to find it in your local zip, put in 85204 if you want to check it out)
AAA Daily Advantage
- No annual fee
- No foreign transaction fee
- Visa signature benefits
- Signup bonus: $100 Statement Credit when you spend $1,000 within the first 90 days of account opening
- Card rewards:
- 5% cashback on grocery purchases
- Maximum of $500 USD cash back earned in a calendar year at grocery stores, wholesale clubs and gas stations combined.
- 3% cashback on gas, electric-vehicle charging, wholesale clubs, streaming services, pharmacy, and AAA purchases
- Maximum of $500 USD cash back earned in a calendar year at grocery stores, wholesale clubs and gas stations combined.
- 1% cashback on all other purchases
- 5% cashback on grocery purchases
AAA Travel Advantage
- No annual fee
- No foreign transaction fee
- Visa signature benefits
- Signup bonus: $100 Statement Credit when you spend $1,000 within the first 90 days of account opening
- Card rewards:
- 5% cashback on gas and electric-vehicle charging, up to $350 cashback per calendar year (1% afterward)
- 3% cashback on grocery, restaurant, travel, and AAA purchases
- 1% cashback on all other purchases
Hat tip to reader Jags
Does anybody know whether you can pay the Comenity AAA cards by phone using debit card?
Received an email today saying
“You’ve been pre-approved for a AAA Visa Signature® credit card of your choice.* Accept this offer and, for a limited time, you can earn $300 in statement creditst in the first 90 days of your account opening. 1. Earn a $100 statement credit after you spend $1,000 on your card. 2.
Earn an additional $200 statement credit after you spend an additional $2,000 on your card. Plus, $0 annual fee and 0% foreign transaction fee.*”
applied and was auto approved for $24,300 with no credit inquiry while currently at 8/24!
where, how did you get this targeted email?
so I just tried applying for the Daily Advantage (I already have the Travel Advantage) and it gave me the following message:
Welcome Back
It looks like you already have an account. If you don’t have your card, need a replacement or need help with locating your account, contact Customer Service for help. Here’s their number: 1-855-585-8852 (TDD/TTY: 1-888-819-1918).
Yes if you have one you can not open a 2nd. You can however change which card you have based on what is best for your spending habits.
FYI I did a little research and a few sites mentioned that you don’t have to be a AAA member. They said the app has an optional field for AAA member number.
What is the point reward structure for this card?
PSA: The top of the Rewards page for my AAA Daily Advantage Card now has the notice:
“We’re making some updates to your reward terms. You can review your updated Rewards Terms & Conditions on this page starting Dec. 10, 2023.”
Might want to hold off on applying for these cards until then
Wow, I’m just discovering these cards—not sure why I missed them earlier on the best cards for groceries and gas posts. What have people’s experiences been like with them? How is their customer service?
The one caveat – for me at least on the West Coast – is that the payment deadline is 6pm ET, so I have to be careful to pay up the day before.
With regard to the perennial question of whether Travel includes hotels, that’s a dicey option for all cards. Best bet is NOT to book through expedia and the like.
Thanks that’s all helpful to hear.
That’s so petty of them to have the payment deadline be 6 pm Eastern, rather than being midnight in one’s own time zone or, I guess, a specific time zone, thanks for the heads up.
I usually try to find a list of the credit card codes that qualify, or otherwise get customer service to delineate the categories for me. Will keep in mind to do that if I get the travel card.
Are the cost of hotels included in the Travel category of the Travel Advantage Card?
when do you get the ‘cash back’? and did I see that there is no purchase protection, aka extended warranties?
Anybody else getting billed now from Comenty for paid B of A statements last year? Found out there’s no dispute department phone number and some stalling tactics when calling customer service