Overview
APRs:
- APR: 15.99%, 19.99%, or 24.99% based on your credit worthiness
- Introductory APR: None
- Cash advance APR: Not listed
- Penalty APRs: Not listed
- Applies if you make a late payment
- Can apply indefinitely
- Grace period: Not listed
- Minimum interest charge: $2
Note all APRs may vary based on the prime market rate.
Fees:
- Annual fee:Â None
- Balance transfer fee: Not listed
- Cash advance fee: Not listed
- Foreign transaction fee: None
- Late payment fee: Â Not listed
- Over the credit line: Â Not listed
- Returned payment: Â Not listed
Card Benefits
- 2% in Orbucks on all purchases
- Up to 10% in Orbucks on Orbitz.com purchases
- No annual fee
- No foreign transaction fee
Card Negatives
- Locked into using Orbitz
- Low sign up bonus of $50 in Orbitz
Application Information
This is a brand new card and as such there isn’t any application information currently available. This will be updated as it comes to hand.
What Credit Score Is Required
| Credit Boards | Credit Karma | |
| Lowest approved score | ? | ? |
| Average approved score | ? | ? |
What Credit Bureau Does Comenity Bank Pull For The Orbitz Card?
We’re currently unsure what credit bureau is pulled.
What Credit Limit Will I Receive?
| Minimum Credit Limit | Highest Reported Credit Limit | Average Credit Limit |
| ? | ? | ? |
Rewards Program
This card earns Orbucks, Orbucks can be redeemed for hotel expenses when using Orbitz.com. The points expire after a period of 365 days after they were earned if there has been no earning activity on your account.
Earning Rewards
This card earns Orbucks at the following rate:
- 10% back in Orbucks when you book eligible hotels on our mobile app, or 8% on desktop/web
- 7% back in Orbucks on flights on our mobile app, or 6% on flights and packages on desktop/web
- 2% in Orbucks on all other purchases
Sign Up Bonus
Current Sign Up Bonus
- $50 Orbucks when you spend $200 or more within 90 days of account opening
Sign Up Bonus History
- This card has always had the same sign up bonus
Redeeming Your Rewards
Orbucks can be redeemed for hotel expenses at a rate of $1 USD = $1 Orbuck when using Orbitz.com. Only specific hotels are eligible, they must have the O symbol next to them otherwise you will not be able to apply your Orbucks to the booking.
You can also only use Orbucks on bookings after the travel date they were earned, for example if you earn 5 Orbucks on the 10th of December you cannot use those Orbucks for bookings before the 10th of December.
Our Verdict
This card has too many restrictions to be worthwhiled. Orbucks can only be used for specific hotels and only when using Orbitz.com, they are other cards on the market that offer 2% cash back on all purchases. There are also cards which will earn at a higher rate if you always book at the same hotel chain.
At first glance this card looked like a winner but the restrictions make it a no go. It’s never a good idea to be locked into using a certain travel portal. They do offer a price match guarantee, but these are often a hassle to deal with and if they can be avoided they should be.
We Recommend This Card For:
- People that solely use Orbitz.com for their booking
We Don’t Recommend This Card For:
- People that want flexibility
- People that don’t use Orbitz
Alternatives To This Card
Instead of getting this card we suggest getting one of the following cards instead:
- AmEx Fidelity – 2% cash back on all purchases, no annual fee
- Barclay Arrival – 2.2% cash back on all purchases (when redeemed as statement credit against travel expenses, annual fee of $89 waived for first year)