Credit Karma ‘Credit Lock’ Feature (TransUnion Only)

Credit Karma has launched a new beta program called ‘Credit Lock’ (this was actually launched in December, but I’m only hearing about it now). It’s possible to join the beta waitlist here. Credit Lock allows you to lock your TransUnion credit report through Credit Karma, it doesn’t allow you to lock your Experian or Equifax report.

Keep in mind that all nationwide consumer reporting agencies are now required to offer you free credit report freezes and unfreezes. It looks like Credit Karma’s credit lock feature will be slightly easier to use, but given that it will only work on your TransUnion report it’s of limited use as if you are locking your credit report you will want to lock all three bureaus.

Hat tip to reader Alec E

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