If you spend any amount of time around the consumer credit community, you’ll hear the words FICO & FAKO a lot. But what’s the actual difference? FICO Score: a credit score that usually ranges between 300 to 850 (for the... Read More →
How Does Being An Authorized User Affect Your Credit?
People often have a lot of questions about how authorized users affect credit scores and credit reports. We decided to answer some of the most common questions out there. If I add somebody as an authorized user to my card, will their... Read More →
Capital One Sending Out New Terms Of Service Stating They Can Turn Up At Your Place Of Residence…
[Update: February 18th] Somebody kindly pointed out that all new credit card agreements have to be posted to the CFPB by law. You can view the latest agreement for the Capital One Best Buy card here. We’ve highlighted the key... Read More →
Which Banks Are Sensitive To Inquiries?
Question: Just about to drop a round of apps out. In general, which banks are most sensitive to inquiries? That is to say, which banks should I apply to earliest in the day, and which ones could come after that? This question comes from... Read More →
Another Reason To Get The U.S. Bank FlexPerks® Travel Rewards Visa Signature® Card
Earlier in the week we reported that the U.S. Bank FlexPerks® Travel Rewards Visa Signature® Card has an increased sign up bonus (20,000 points + extra for every medal that the US team wins). I thought it was such a good deal that I... Read More →
Free $1 From Square Cash
I usually don’t bother posting about free money opportunities when the reward is so low, but this one caught my interest because it’s actually a pretty cool concept. Contents1 The Offer2 The Fineprint3 Square Cash4 Our... Read More →
Quizzle Now Partners With Equifax
Quizzle recently announced that they were now offering VantageScore as their free credit score. As part of that change they also announced that they were replacing their partnership with Experian and now relying on Equifax for their... Read More →
$25 When You Test Drive A Car At Any Kia Dealership
Kia has announced a new promotion where you can earn a $25 Visa Gift card when you test drive a car at one of their dealerships. The Deal Go to and fill out your information Then click “print now”, “mobile e... Read More →