[IL only] Dupage Credit Union Visa Platinum Credit Card: $100 Bonus & 5x On Charity

The Dupage Credit Union offers the Visa Platinum Credit Card. Let’s see if applying for this card makes sense in this honest review.

Contents

Card Basics

Sign up bonus of 10,000 points after $3,000 in spend within the first 90 days
No annual fee
The card earns at the following rates:
- 5x points for charitable donations
- 2x points on gas stations and restaurants
- 1x point on all other purchases
0% introductory APR for 12 months on purchases made within first 90 days
0% introductory APR for 12 months on balances transferred within first 12 months (3% balance transfer fee). Also earn an additional 1x point per $1 transferred (minimum $1,500)
2,500 points for referring a friend to credit union (extra 1,000 if they get a card)

This is always the big question when a card earns points instead of cash back. It states the following:

earn a bonus 10,000 Choice Rewards Points redeemable up to $100 in cash-back rewards!

I’d assume this means points are worth 1¢ each when redeeming for a statement credit.

You must live or work in one of the following counties to be eligible:

Or be part of one of the select employer groups.

U.S. Bank FlexPerks is the best option for charity purchases/donations currently (3x points and points worth up to 2¢). I would jump on a card that earns 5x/5% back on charity purchases in a heartbeat as it would mean I could just donate an extra 5% to charity. 2x at gas stations & restaurants isn’t that attractive as some cards earn at a higher rate on all purchases.

If anybody signs up for this card, let us know if it’s a hard pull to join and also feel free to share your referral details in the comments.