JPMorgan Chase & Coinbase To Partner (Buy Crypto With Credit Card, Redeem Chase UR & More)

JPMorgan Chase & Coinbase have announced a strategic partnership:

  • Purchase cryptocurrency using a Chase card (this will be treated as a cash advance and incur cash advance fees)
  • Link Chase bank account directly to Coinbase 
  • Transfer Chase Ultimate Rewards points to USDC on Coinbase

Purchasing cryptocurrency will go live in 2025 and the other two will be live in 2026. It’s unclear how much Ultimate Rewards points will be worth when transferring to Coinbase, but I’d be surprised if we saw a favorable rate. My guess is somewhere in the 0.7¢ – 1¢ per point range. Don’t think any of these features will actually be particularly useful given the cash advance fees, but you never know. 

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26 Comments
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Ben
Ben (@guest_2110006)
July 31, 2025 21:45

Jamie Dimon is so full of shit. Didn’t he say “They are decentralized Ponzi schemes”. Go ahead and fact check.

Harcourt Fenton Mudd
Harcourt Fenton Mudd (@guest_2110104)
August 1, 2025 01:48

crypto is a very strange animal. In a sense, if Dimon actually said that (and I don’t know if he actually said that or not) it IS a Ponzi scheme. There’s crypto coins that are worth. $0.000002 cents. To me that means zero, yet people invest money in them and trade them. On the other hand, crypto enables cross border payments where it can be turned back into real money. So I’m not quite sure what crypto is. But I know that there’s a purpose for it somewhere out there. I’m just not sure what it is. I’d be very careful if dabbling this arena because even some of the bigger exchanges went bust. But I think there is probably a use for crypto in this world…somewhere. We need Satoshi Nakimoto to guide us.

Suz
Suz (@guest_2110110)
August 1, 2025 02:09

Oh, he did! I have some BTC that I “accidentally” bought–funny story, but I never sold it, and it is worth way more now. Back then, people at work loved to tell me what Dimon said. I looked up his negative comments. But these days, with BTC topping $100K and holding (HODL-ing) strong, as well as the power to send money to countries where currency has tanked (e.g. Venezuelans were able to send money to family via BTC–don’t know a lot, just some folks who were grateful for that chance).

It is funny seeing the turnabout, but Dimon also isn’t stupid. People’s views have to evolve with the times (and economy) after all–unless they want to be made redundant.

Nonetheless, I doubt I would use my Chase cards for anything that incurred a cash advance fee, short of an actual emergency, which has not ever happened.

Too Many Cards
Too Many Cards (@guest_2109943)
July 31, 2025 20:41

It’s interesting to watch the seeds of the next financial crisis being planted in real time, isn’t it?

Curmudgeon
Curmudgeon (@guest_2109798)
July 31, 2025 17:50

That’s a big 180 for Chase. Jaime Dimon called bitcoin a scam in the past, now they’re partnering with coinbase? I guess somebody got the skids greased

EvolveBankSucks
EvolveBankSucks (@guest_2109791)
July 31, 2025 17:43

USDC? thought they gonna do their own ChaseCoin

GundamWing01
GundamWing01 (@guest_2109622)
July 31, 2025 14:52

omg. FUCK YOU chase.

everyone should clearly know that its CEO literally called out BTC as a fraud, decentralized ponzi scheme, and zero intrinsic value. they also shutdown shitload of accounts for anything related to crypto txns. but now this.

i see you chase RAT. i dont play your fucktard games. i pass on this. dont need eyes on my accounts.

pple should be careful w/ this play. altho USB takes guinness world record for largest dumbass bullshit bank, but chase is a ninja. kills u in the shadows.

Phill
Phill (@guest_2109639)
July 31, 2025 15:09

Have you tried therapy or anger management?

Msrecord1
Msrecord1 (@guest_2109785)
July 31, 2025 17:35

Calm down, Jordan Professional MSer.

Carlzjr
Carlzjr (@guest_2109602)
July 31, 2025 14:32

Crypto bros unite! By the power of FOMO we summon useless-currency-hype!

But really, I was just thinking about how it is unfortunate you cannot buy crypto with a CC because that would be a very good way to “breakout”. Right, buy a bunch of crypto with CC and just bail? … Argentina is just right down there, crypto spends ok there I hear.

Michael Fama
Michael Fama (@guest_2109666)
July 31, 2025 15:26

back in 2017, we were killing it on coinbase by hitting all the chase CC SUBs buying bitcoin and selling on the run up. They quickly ended that

RiskandReward
RiskandReward (@guest_2109588)
July 31, 2025 14:21

Even JP Morgan has fomo

Jeremy
Jeremy (@guest_2109577)
July 31, 2025 14:11

This is odd as Coinbase is partnering with American Express for their credit card.

Fay White
Fay White (@guest_2109595)
July 31, 2025 14:25

Come one, come all! Bring all the liquidity you are willing to give me.

Kafka
Kafka (@guest_2109569)
July 31, 2025 14:06

Oh, I’d been hoping they’d add this!
Said nobody.

I
I (@guest_2109556)
July 31, 2025 13:53

A lot of Bitcoin haters in here for something that has proven people wrong time and time and time again. Its only fake cause you dont own it. RIP