The following is a sample request for a credit freeze. Please make sure you fill in all of the information in [] and include the following attachments:
- Payment (e.g personal check, only if required – this table shows you what fees are required by each state)
- Proof of current address (e.g phone or water bill)
- Proof that you’re a victim of identity theft if needed under state law for the service to be free (e.g police report)
You should make a copy of this letter, then send the letter by certified mail and get a return receipt. Once the return receipt has arrived, attach it to your copy of this letter and keep it for your records. You’ll need to send a copy to each of the three credit bureaus, their addresses can be found at the end of this sample letter.
[Date]
[Your Name]
[Your Address]
[Your City, State, Zip Code]
[Freeze Department]
[Name of Credit Bureau]
[Address][City, State, Zip Code]
Dear Sir or Madam:
I am writing to let request you please put a credit freeze on my credit report. Here are the relevant details you need to process my request.
Full name: [First name][Middle Name][Last Name][Suffix e.g Jr.]
Previous name: [Full previous name if applicable, otherwise write NONE]
Address: [Current address, be sure to include a zip code]
Former address: [Only add this if you’ve moved in the last five years]
Date of birth: [MM/DD/YYYY]
Social Security #: [Social Security #]
Drivers License: [# and state it was issued in]
I’ve also included [identification that verifies your address, for example a utility or phone bill]. I would like to pay by [select mode of payment and include payment details, e.g check]. [If your freeze should be free under state law please include any identity theft police reports required.
Thanking you in advance,
[First name]
[Signature]
Credit Bureau Addresses:
TransUnion Fraud Victim Assistance, P.O. Box 6790, Fullerton, CA. 92834
Equifax Security Freeze, P.O. Box 9554, Allen, TX. 75013
Equifax Security Freeze, P.O. Box 105788, Atlanta,GA. 30340