Navy Federal Credit Union (NFCU): $500 Debit Card For 45,000 Points (Save 10%)

The Offer

  • Navy Federal Credit Union (NFCU) is offering a $500 debit card for 45,000 points

The Fine Print

  • Valid until December 11th, 2019

Our Verdict

Good deal for NFCU cardholders, apparently they offer this every December so might be worth saving points for next year if you don’t have enough this year.

Hat tip to bplturner

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19 Comments
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J
J (@guest_855967)
December 11, 2019 08:33

Has anyone tried Plastiq payment with this card recently? People say this cards does NOT earn points on Plastiq. I tried it and cancelled the transaction after reading the comments here a couple of days ago. Surprisingly I saw the rewards posted and then got deducted with the refund. Am I supposed to get the rewards on Plastiq?

adam d
adam d (@guest_854183)
December 6, 2019 13:31

i just applied to nfcu 2 days ago. they didnt ask for any doc’s, i told them my father was a veteran. we never shared the same address. go for it.

Jason
Jason (@guest_855134)
December 9, 2019 11:44

Be aware that they will cancel any accounts if they find out it was fraudulently opened, and yes, they do tend to check even if they don’t catch it at first. If one doesn’t fall within the ‘Field of Membership’, I wouldn’t suggest even trying to open accounts. That being said, there are *many* ways to qualify these days. Just check their site for the ways one can qualify and see.

Dayn_Perrys_Vape
Dayn_Perrys_Vape (@guest_853871)
December 5, 2019 21:43

I have an NFCU account, but I’m not familiar with this at all. Are these from debit card cashback points? Is the idea that it’s a good deal as they’re greater than 1:1 point to cents?

Mike
Mike (@guest_853911)
December 5, 2019 23:57

Pretty sure it’s referring to the flagship rewards card only.

Gadget - Bank Bonus Geek 🕵️
December 6, 2019 22:29

Mike It’s more than just Flagship. I have the MoreRewards card and I see the discount. P2 has GoRewards and has it too. So, I would assume it is for any NFCU CC, or at least the ones that earn points.

Dayn_Perrys_Vape You need a NFCU CC to take advantage of this, as the debit card with your checking account doesn’t earn points (no matter what tier, I believe).

 William Charles Might be a good idea to specify NFCU CC holder, not account holder, in our verdict.

Ken Dano
Ken Dano (@guest_853848)
December 5, 2019 20:39

So use a NFCU credit card (e.g. cashRewards) and pay for expenses to earn points. Then redeem points for any Visa Award debit card to get the 10% discount. Is this correct? Thanks.

Gadget - Bank Bonus Geek 🕵️
December 6, 2019 22:53

Ken Dano Probably. I don’t have the cashRewards card, but you can look and see if you are eligible. When you go to redeem your NFCU credit card rewards, if you have the ability to purchase NFCU Visa award cards, it should show the cost is 10% off up until Dec 11th.

And, like someone else said, the threshold is $50 and discounted to 4500 pts. I assume a cashRewards would say $45 redemption for a $50 card, if available.

Charlie
Charlie (@guest_854499)
December 7, 2019 10:28

NFCU Cash Rewards card does not earn points, just cash.

icemule1
icemule1 (@guest_853772)
December 5, 2019 17:42

Darn, I just redeemed 80,000 points last week. Didn’t know they ran this every December… oh well.

Aloha808
Aloha808 (@guest_853646)
December 5, 2019 14:50

If you don’t have enough points at the moment, you can just make purchases to get enough points pretty quickly. Because the rewards points post pretty much right after the transactions post, at least on the flagship card.

J
J (@guest_855966)
December 11, 2019 08:32

Hello Hawaii man, I’m from Hawaii too. Have you tried Plastiq payment with this card recently? People say this cards does NOT earn points on Plastiq. I tried pay and cancelled the transaction after reading the comments here a couple of days ago. Surprisingly I saw the rewards posted and then got deducted with the refund. Am I supposed to get the rewards on Plastiq?

Aloha808
Aloha808 (@guest_858900)
December 17, 2019 21:10
  J

Sorry i neva use nfcu with plastiq.

Mike
Mike (@guest_853587)
December 5, 2019 12:06

Sweet, just redeemed!

RT
RT (@guest_853636)
December 5, 2019 14:39

Where did you see a place to redeem points on their website? Thanks! (o:

RT
RT (@guest_853654)
December 5, 2019 15:01
  RT

I figured this out, thanks! Redeemed 58,500 points for $650 in debit cards…nice!

Electroman
Electroman (@guest_853573)
December 5, 2019 11:14

Currently the Fine Print section says “Valid until November 11th, 2019”. I assume this is a typo, as that was almost a month ago.

tro
tro (@guest_853570)
December 5, 2019 11:06

It looks like 10% off ALL the Awards cards as is usual when they run this promo for the holidays. Cards start at $50 / 4500 points (with today’s discount).

Thx for the post as I don’t seem to have gotten an email this year.