Question: I read your introduction to credit card churning and I want to make the most of those sign up bonuses you mentioned. What are the drawbacks to applying for as many of the credit cards as possible. Tony – Omaha ... Read More →
Latest articles
How Much Will My Credit Score Drop If I Apply For A New Credit Card?
Question: I’m wondering how much my credit score will drop if I apply for a new credit card. I’ve currently got three credit cards, but I want to apply for a new one so I can get the sign up bonus. I’m wondering how... Read More →
[Expired] Chase Freedom Ups Sign Up Bonus To $200 (From $100)
[This offer is no longer valid as of 1st of January, 2014. It has reverted back to $100 bonus] The chase freedom card now has a $200 sign up bonus (with a spend of $500 within three months of approval), up from $100. If you’ve... Read More →
[Expired] Small Business Saturday – November 30th 2013 – American Express
Being a small business owner and having a number of friends and family with small businesses I am always grateful when the spotlight is shone on us. American Express have confirmed that they will be running their small business saturday... Read More →
True Or False, FICO Is The Most Commonly Used Credit Score In The United States?
Question: Hi, Doctor. We are a group of students in North Dakota and we have a question for you. It’s a true or false one. Is the FICO score the most commonly used credit score in the United States of America? – Grade 5... Read More →
Does Removing A Negative Item With One Agency Force The Other Two To Remove It Also?
Question: I recently found a negative item on my Equifax credit report (bill marked as unpaid & delinquent even though I had paid it). I disputed the item and Equifax has removed it. I’m just wondering if I’ll need to... Read More →
TransUnion FICO Score Vs Equifax FICO Score Vs Experian FICO Score – What’s The Difference?
Question: I went to purchase a FICO score from myFICO.com I noticed I could purchase a TransUnion FICO score, an Equifax and an Experian score. What’s the difference and which one should I actually buy? Tom, California Answer: Hi... Read More →
How Does Credit Card Churning Effect Your Credit Score?
Question: I read your introduction to credit card churning and I’d like to take advantage of some of the sign up bonuses offered by credit cards. I’m slightly worried about how it’s going to effect my credit score. My... Read More →
Free FICO Scores For FNBO Cardholders
The First National Bank of Omaha was one of the initial launching partners for the FICO open score access program. Accessing your FICO score Log into firstnational.com Click “services” tab Scroll to “additional... Read More →
