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According to Deposit Accounts it might be possible to join Navy Federal Credit Union even if you normally wouldn’t qualify. There are lots of reasons why you might want to join. This method isn’t guaranteed to work (and isn’t listed on their official qualification page), but has worked in the past so keep that in mind. Here is what you need to do:
- Join Navy League Of the United States (cheapest membership is $25). You need to enter “San Diego” into the preferred council box.
- Submit a paper application for Navy Federal. Remember to include proof of your Navy League membership, people have reported that it’s best to snail mail this application in rather than e-mail  ([email protected]) or fax (1-703-206-4600).
Some reports also say that you can open an account in branch after joining Navy League over the phone. You might be able to get the membership expedited by calling Navy Federal, but this shouldn’t be necessary if you snail mail it in. Navy Federal customer service representatives have confirmed that this is an eligible way to join the credit union.
Please share your datapoints and experiences in the comments below.
