Quick tip: Chase has their Ultimate Rewards shopping portal which allows us to earn bonus Ultimate Rewards for online shopping. It’s important to know that different Chase cards will sometimes show different portal rates for the same merchant.
Generally, it’s the Freedom card which has the higher rate, and all the others (Sapphire, Ink cards) have a lower rate. Maybe that’s because the Freedom is meant for a more frugal-minded customer. I can’t find any examples of where the Freedom rate isn’t the highest, though it’s possible there are/were such incidents.
Most of our readership is likely already familiar with this Chase portal oddity, but reader Jeremiah just sent this in, and we’ve never written about it before. Lots of us use Cashbackmonitor to compare portal rates, and they’ll show you clearly when the Chase portal has varying rates. Keep an eye out for it, or just get into a habit of using the Freedom portal whose rate seems to always be the highest or matched with the highest.
