The promised upcoming Spirit card (“Free Spirit” debit card) now has a landing page and so we have most of the details now. It’s not yet live for application. (ht FM)
Free Spirit Debit card
- $6.99 monthly fee
- 200 points signup bonus
- 200 monthly Spirit bonus points for the first 12 months
- Earn 1 point for every $2 spent on the card; eligible purchases will earn 1 point per $1 (we don’t yet know which purchases are eligible)
- Get up to 4,000 points every month based on your average balance on the card. (We don’t have more details on this yet.)
- Issued by Cross River Bank
Additional Benefits
- Group 2 priority boarding on Spirit flights
- Priority check-in
- Points pooling access
Our Verdict
We recently saw debit cards released by United, Southwest, and Wyndham. This Spirit card is from a different bank backer and the details are not as similar to the others.
During the first year, the 200 monthly points helps somewhat offset the $6.99 monthly fee. After the first year, if you’re not spending on the card or doing the balance bonus, you’re basically paying $6.99 per month for Group 2 priority boarding, priority check-in, and access to points pooling.
Overall, might be somewhat interesting to frequent Spirit flyers who don’t carry the Spirit credit card.

