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The Offer
Direct link to offer (must have received a direct communication either via e-mail or digital ad)
- Bank of America is celebrating it’s 15th anniversary of the keep the change program and offering a bonus of $15 when you enroll in Keep the Change and use your debit card 15 times by 11/15/20
The Fine Print
- Offer is limited to those individuals who receive the offer via a direct communication (email or digital ad) from Bank of America and who are not currently enrolled in Keep the Change®. Keep the Change® is a savings program where your everyday debit card purchases are rounded up to the nearest dollar amount, and the difference is transferred from your checking account to your savings account. Offer does not apply to business, second or multiple personal checking accounts.
- Offer expires on November 15, 2020.
- Qualifying debit card transactions include purchases using your debit card (point of sale (swipe or PIN), online, phone, or mobile wallet purchases), and one-time payments or recurring payments (for example, monthly utility bills) using your debit card. Transactions that do not qualify for this offer include returns, refunds, fees, fraudulent transactions, ACH transactions, ATM transactions, deposits, transfers from a bank, brokerage account, or Merrill account, and peer-to-peer transactions.
Our Verdict
Should be a relatively easy $15 if you’re targeted.
Hat tip to reader studpup
Did the $15 bonus post for anyone yet? (mine hasn’t)
I see a $15 credit pending in my savings account today, that I guess is this bonus; the description is vague “ACH CREDIT BANK OF AMERICA PAYMENT ON 12/11”. My checking account statement closed 2 days before this; possibly that needed to happen for the bonus to post.
When I enrolled in Keep the Change, doing it through the website didn’t work. I called the online banking support number and they enrolled me.
Still waiting for enrollment confirmation after a week (5 business days) …
And waiting… 9 business days and no email, tried enrolling again last week and still nothing. My test debit card transaction didn’t KTC. 🙁
Called the number https://www.bankofamerica.com/customer-service/contact-us/online-banking/ and they reset my profile. I had KTC active like a decade ago when they actually matched the change, I remember buying gas $1.01 at a time. But she unenrolled and enrolled my current accounts and should be good to go for tomorrow!
Do Amazon reloads work for this turkey ?
BTW, Amex Serve is offering me $50 cashback for payroll deposits over 2 consecutive months. Would ACH pushes work? I’ll try
the original program was better. they used to pay you the diff. you churners would have killed them w your .50 reloads
When I signed up circa 2011 (?), they matched what you saved.
that’s probably what i’m thinking about
Yeah, I milked that deal back then. The maximum credit must have been capped and I think I maxed it out. I remember doing lots of $1 fill-ups at gas stations!
Still waiting for BoA to activate this. I enrolled two days ago 🙁
me too; but it did say that it may take 4 business days to become active
Let us know if you get any acknowledgment of the $15 bonus when they activate. I just enrolled and did not see anything about the bonus while enrolling, even though I started the process by clicking on the “enroll now” button on the targeted email.
I enrolled on Oct 17 and again in early November …. never got any message acknowledging enrollment, and the test debits I did confirm that KTC isn’t working. Waste of time.
If you’ve ever done ktc in the past, it’s a quick call for them to re-enroll you but it’s be tough to have 15 posted transactions in couple of days at this point
I have not used my BoA debit card in over two years. I can’t even remember what the PIN is.
Omg. Unenrolling now. Been enrolled for over a decade.
Today is strike out day. What a terrible day.
go eat your dog food
ieatdogfood
I lost my appetite.
Never mind for now. You have to call to unenroll.