[Targeted] Bank of America Cards: $75 Bonus for $2,500 Spend (Through 12/31/25)

The Offer

Check your email for the following offer on Bank of America cards (title: Congrats! You’ve scored a cash rewards bonus offer):

  • Spend at least $2,500 on eligible purchases by December 31, 2025 with your Bank of America Customized Cash Rewards World Mastercard and earn $75 bonus cash back! That’s on top of the rewards you already earn. Sign in to your account to accept your offer by 10/31/2025.
  • Others got a similar offer for 3% back, up to $75 cashback.

Our Verdict

Nice 3% bonus if you hit the $2,500 threshold exactly, and plenty of time through year-end to meet the spend. This is especially nice if you can meet the spend in some of the bonus category, and the 3% will be an added bonus on top. 

Hat tip to reader Tim

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32 Comments
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ws
ws (@guest_2143238)
September 13, 2025 12:32

I didn’t get an email but just logged in and went to “rewards & deals” and “bonus rewards” and enrolled in the deal.

Abe
Abe (@guest_2142942)
September 13, 2025 01:24

Never have seen one of these.

Tee's
Tee's (@guest_2142459)
September 12, 2025 13:28

I received the email and I see the banner in my app, but when I click in, I get to a screen that says “You don’t currently have any online offers available for this account.”

Ben
Ben (@guest_2142425)
September 12, 2025 12:29

I got this offer on my rarely-used Merrill+ card. I did not receive an email. I found it by logging into my online account.

  • If you spend At least $2,500 on net purchases
  • By this date 12/31/2025
  • You’ll get 7,500 bonus points

https://secure.bankofamerica.com/secure-offers/limited-bonus-reward
Please allow one calendar day after you accept the limited time bonus reward offer for it to become active. Purchases made the same day you accept an offer are not guaranteed to count towards the bonus reward.

Anna
Anna (@guest_2142346)
September 12, 2025 11:04

I never get these email offers. Do I need to enable this somewhere?

Bill
Bill (@guest_2142299)
September 12, 2025 09:44

I received this offer for my Travel Rewards Visa Signature card. That’s my inactive Bank of America card (not used since last September.)

Brian Copeland
Brian Copeland (@guest_2142295)
September 12, 2025 09:37

Never received this on my CCR visa, and I barely use it every month.

Druberswartzen
Druberswartzen (@guest_2142272)
September 12, 2025 08:49

Another DP. I dont use this card and got the offer when checking online.

Mike
Mike (@guest_2141780)
September 11, 2025 15:09

For a datapoint, I never spend on this card and got the offer on my Customized Cash Visa.

Chris
Chris (@guest_2141775)
September 11, 2025 15:03

i got “earn 7500 points by spending $2500” on my merrill+ card

inMD
inMD (@guest_2141988)
September 11, 2025 18:48

Have you had any luck with the once-hyped travel redemptions on the merrill+ card points? I have found it disappointing for past few years.