U.S. Bank sent out via email ([email protected]) various spend offers on both personal and business cards. The ones I’ve seen end up in the 5-7% range as the bonus, on top of regular rewards. However, they are somewhat cumbersome to complete.
The following offer seems to have been sent out widely on many U.S. Bank business cards:
- Make 10 transactions of $75 or more each and earn a $50 statement credit.
- Make 20 transactions of $75 or more each and earn a $100 statement credit.
- Make 30 transactions of $75 or more each and earn a $150 statement credit.
The following offer someone mentions receiving on the Altitude Go personal card:
- Make 10 or more transactions of $10 or more, get $20.
- Make 25 or more transactions of $10 or more, get $50.
- Make 50 or more transactions of $10 or more, get $100. (Others need to make 100 transactions to get $100.)
When done in precise increments, the first offer ends up 6.67% back, on top of regular rewards. The second offer ends up 20% back, on top of regular rewards.
The 20% offer I’d find worthwhile. The 7% offer is more borderline. I’d do it if I had easy spend, but will probably skip since I don’t. Self checkout at the grocery, pumping gas, utility bills, charity, insurance payments can all be options for manually making a bunch of $10/$75 payments.
Nothing on 2 Triple Cash Business cards.
guess i’ll be making 50x $10 payments to my Erie insurance
Got the second offer for P2’s USBAR and KE Skypass. First offer on Triple Cash. Second one should be a no brainer type of offer. I’ll probably just mix in a bunch of different reload types – $10 payment towards electric, towards cell, amazon reloads, etc.
Nice to see them adding some value to the USBAR before they nuke it in December.
Any creative ideas how to make so many $10 transactions? Utility companies charge a fixed fee for each payment.
Amazon reloads, insurance payments, gift cards for places you frequently go anyways, or in-app reloads to those places. Most cell phones/internet providers let you make one time payments without a fee.
For example CFA sells $10 gift cards at many grocery stores, buy 5 at a time seperately(as to not totally piss off the cust service person).
I got the following offer on my Fidelity Signature Visa:
Classic USBank
Nothing on two usbar. Strange because us bank keeps declining my apple pay at costco now two times but the card works everywhere else no problem. Like they don’t want us making large purchases on the card only these small ones but more frequent
Got the 1st set of offers on my triple cash.
Between the software credit and all these spending offers this is a very profitable no AF card
Any thoughts as to shutdown risk for 50x $10 Amazon reloads?
Probably lesser if you use scheduled auto-reload ¯\_(ツ)_/¯
Probably best not to go down that route. Us bank is known to shut down cards for gift card purchases though I wonder if this would look differently since it’s a reload.
for this kind of question you should instead say “I got SHUT DOWN from U.S. BANK for AMAZON RELOADS!!1”
Got the second offer($10+ transaction, $100 max for 50 transactions) on my Elan/Fidelity 2% card.
Seems like easy $100 for doing $10 USAA insurance payments towards end of Sept if I don’t have 50 regular transactions. Good timing as I’ll be pulling this card out of sock drawer since I’m finishing up a SUB.