USAA has sent out an e-mail to cardholders informing them of a new benefit. All cardholders are eligible for a $200 auto deductible reimbursement and you don’t need a USAA car insurance to qualify. The new benefit goes live on March 20, 2026. To be eligible you need to make a minimum of 8 purchases within the prior calendar month. Benefit is not available in Washington State. Full e-mail as follows:
Effective March 20, 2026, your USAA Bank credit card will include this exciting new benefit:
ou can qualify to get reimbursed up to $200 of your auto policy deductible when you experience a covered loss, regardless of your insurance company, if you make a minimum of 8 purchases on the same USAA Bank credit card account in the prior calendar month. This benefit isn’t available in Washington State.
To learn more about this new benefit, refer to the Credit Card Benefits Guide starting March 20, 2026 by visiting usaa.com/cardbenefits.
We appreciate you allowing us to serve you and your banking needs.
Thank you,
USAA Federal Savings Bank
1 In order for coverage to apply, you must use the same USAA Bank Credit Card Account to make 8 or more separate net purchases (purchases minus credits and returns) in the calendar month immediately preceding the loss. This benefit is not offered to individuals residing in, or for auto insurance policies issued within, Washington State, in accordance with applicable state laws. Please refer to the Credit Card Benefits Guide for further details and full terms and conditions.
I believe this was already available on some cards. Probably not worth it for a lot of people due to the 8 transaction minimum but still useful for some.
Hat tip to Tristan C
