Doctor Of Credit

View Your Pre-Approved & Pre-Qualified Credit Card Offers

Most credit card issuers now allow you to view cards that you’ve been pre-approved for online. Here is a full list of issuers that do allow this, along with the relevant websites/contact information.

Being pre-qualified or pre-approved doesn’t necessarily mean you’ll be approved.

Just because you’ve been pre-approved/pre-qualified, doesn’t necessarily mean you’ll be approved, credit card issuers will do a hard pull on your credit report before they approve you and if your circumstances have changed you might be denied for a card they’ve pre-qualified you for. Click here to find out what these terms actually mean.

For those just wanting the links, here is the short list. Keep reading on for more information on all of the pre-qualifaction finders.

American Express

You can find out if you have “any special offers waiting for you” by going to https://www.americanexpress.com/ then clicking card offers and entering your full name, address and the last four digits of your social security number. You can view this page by:

It’s also possible to check for small business cards.

Update: I can’t currently get small business card pre-approvals to show up due to a new interface. If anybody knows please let us know in the comments.

Bank of America

You can view what offers you are pre qualified for with Bank of America by clicking here. You’ll need to enter your full name, address, birth-date and the last four digits of your social security number. You’ll also need to let them know what type of credit cards you’re interested in and if you’re already one of their online banking customers.

You can view this page from the homepage of the Bank of America website by:

Barclaycard

Unfortunately Barclaycard have currently pulled their pre-approved checker.

To view your Barclaycard pre-qualified offers click here. You’ll have to provide your basic information (address, full name, social security number, how you rate your credit, what type of benefits you value most). If you see a screen that says “Congratulations” then you are pre-approved for those offers, if you see a screen that says “Recommended” then you have no current pre-approved offers from them.

Capital One

To view what offers you are pre-qualified for click here. You’ll need to provide your full name, zip code and the last four digits of your social security number. You also need to tell them your favorite credit card benefit and how you rate your credit level. To view this page from the Capital One homepage do the following:

CardMatch by CreditCards.com

The CardMatch tool was developed by CreditCards.com in an effort to reduce the amount of websites you need to check for pre-qualified offers. They also sometimes run specials where the sign up bonuses are greater through their tool than elsewhere. You need to enter your full name and address, along with the last four digits of your social security number. Click here to check your offers with CardMatch. You can get to the CardMatch tool for the homepage of CreditCards.com by doing the following:

 

Chase Pre-Qualified Offers

You can also check to see if you have any pre-qualified offers from chase by clicking here. You’ll need to provide your full name, address, zip code, city, state and last four digits of your social security number.

You can also access this page from the chase homepage. To do so follow these directions:

the credit card section of the chase website, this is the third link in the left sidebar (screenshot below).

Citibank

You can view all your pre-approved offers from citibank by clicking here. As always, you’ll need to enter your full name, address and last four digits of your social security number. You’ll also need to choose which credit card benefit is most important to you. To view this page from the citibank homepage follow these directions:

Credit One

Credit One is a sub prime lender and as such most of their cards have high fees and interest rates. We’d suggest you look into a secured card instead of going with them, but they also have a pre-qualified card finder you can use by clicking here. You can reach this page from the homepage with the following directions:

Discover

Finding out the offers you’ve been pre-approved for with Discover is simple, just click here and fill out: first name, last name, last four digits of your SSN and answer two simple questions.

You can also get to the above page by navigating to it from the discover homepage, to do so:

USAA

Little bit different to the other card issuers here, as you need to be an existing member to qualify. If you are do the following:

You can find out more about USAA here.

US Bank

US Bank recently re-added their pre-qualification checker, which you can view by clicking here. You’ll need to enter your full name, address and last four digits of your SSN. You’ll also need to tell them what you look for most in a credit card. You can find this page from the homepage with the following directions:

HSBC 

HSBC used to have a pre-qualified checker, but they have removed this. If they start offering it again, we will add it here.

Smaller Card Issuers

Here are the direct links for a number of smaller card issuers/store credit cards.

We hope you found this post helpful, if you did why not let our readers know which credit cards you were pre-qualified for? And also let us know if you know of any other places people can check for pre-approved offers.