[YMMV] Discover Offering Spend Offers Via Chat

Multiple Reddit members report (1, 2, 3, 4) getting a spend offer from Discover to get an extra 3% cashback on up to $1,500 of spend within the next 6 months. Others are getting a higher limit of $2,500. These offers were received when specifically asking for them via chat – they are not sent out automatically.

Not a bad deal: with 3% + 1% regular cashback, you’ll end up earning 4% rewards on $1,500 which is a nice little deal. Even better would be to spend $1,500 on PayPal and restaurants 5% quarterly category and end up with 8% back (5% + 3%).

Others are getting 2%. Others are being offered a 0% APR deal as well. Typically, once these things start going around Discover starts getting sick of it and they stop making the offer, so this might not last long.

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75 Comments
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GK
GK (@guest_1400898)
June 27, 2022 13:47

Got 3% cashback on all purchases up to $2500 spend (aka $75 cashback). Stacks with the current 5% category cashback bonus at Target.

Anyone know how often they would give out such special offers? Have had discover for almost 8 years now, never carried a balance and always paid off in full every month.

Alex
Alex (@guest_1238982)
August 13, 2021 18:43

doesn’t stack with paypal

ieatdogfood
ieatdogfood (@guest_1232062)
July 31, 2021 14:38

I got nuffin. I always get nuffin.

MisterBill
MisterBill (@guest_1232818)
August 2, 2021 15:48

Nuttin for me, either.

Superman
Superman (@guest_1231734)
July 30, 2021 14:24

Get $10 when you make an online purchase of $50 or more at Home Depot with your Discover Card by 9/30/2021. “Offer is non-transferable.” E-mail subject line is “Don’t miss out on $10 back”.

Andrea V.
Andrea V. (@guest_1231374)
July 29, 2021 18:02

I already have the 0% APR on purchases for 12 months, which expires in October. I was offered 3% cashback on up to $1,500 in purchases within the next 6 months. I was also offered a lower APR by 1%. I never carry a balance to begin with and it wouldn’t affect the current promo I have (which I still haven’t put to use this time), so I figured why not? I accepted both offers. Good deal!

Thank you so much for the heads up!

camsam
camsam (@guest_1230187)
July 28, 2021 11:38

Success for me …3% cashback for purchases upto $1500. Not sure if it will stack with paypal.

Andres
Andres (@guest_1230209)
July 28, 2021 12:06

Representative told me that it applied to all purchases, so I think it should stack.

Sam
Sam (@guest_1230185)
July 28, 2021 11:37

nada

Andres
Andres (@guest_1230184)
July 28, 2021 11:37

I asked if the 3% was available and received a no. Asked the same person a second time, mentioning I had read about it on Reddit and that I had two cc accounts with them to check both. Then she confirmed that I was indeed selected. She activated it for me and promised I would receive a letter confirming.

Will be very useful for third quarter tax payment.

JJ
JJ (@guest_1229991)
July 28, 2021 00:54

No promos on my accounts

Brian
Brian (@guest_1229963)
July 27, 2021 23:49

Just got it on my account too. Nice deal. Can anybody suggest the best way to get visa gift cards via Paypal?

Dave_B
Dave_B (@guest_1230102)
July 28, 2021 09:35

Generate a PayPal key number(the PayPal virtual credit card), set the Discover card as the “source” for the PayPal key, then buy a visa gift card anywhere you can use a credit card number?