[Expired] [YMMV] American Express Gold Card: 100,000 Points + 20% Back On Restaurants Up To $100

Update 7/17/25: Showing again. Unfortunately this time without the restaurant promo, so marking as expired Hat tip to 007

Update 9/27/24: Showing more reliably again. Hat tip to FM

The Offer

Direct link to offer

  • American Express is offering 100,000 points after $6,000 in spend within the first six months of card membership on the refreshed gold card. You also get 20% back in statement credits on eligible purchases made at restaurants worldwide within six months of card membership up to $100 back. Offer ends 11/6/24

Card Details

  • $325 annual fee ($75 increase)
  • Option of white gold card (alongside gold or rose gold)
  • Card earns at the following rates:
    • 4x on restaurants (limited to $50,000 per year, previously no limit)
    • 4x on grocery (limited to $25,000 per year)
    • 3x points on flights Booked directly with airlines or on amextravel.com
    •  2x points on On Prepaid Hotels and other eligible travel purchases, booked through AmexTravel.com
    • 1x points on all other purchases
  • $7 monthly Dunkin donuts credit (new)
  • $50 semi annual resy credit (new)
  • $10 monthly Uber cash credit (same as before)
  • $10 monthly GrubHub/5 Guys (previously not available on 5 guys, but available on mile bar and shake shack purchases)

Our Verdict

Standard offer is 60,000 points, I was getting 90,000 points to show frequently but 100,000 points was much more difficult. Things you can try:

  • Open offer in incognito mode
  • Try searching on google and then clicking through to the gold page
  • Click through to the gold page from other American Express pages
  • Different browsers/computer/phone
  • VPN/Hotspot (careful applying)

100,000 + $100 offer is one of the best we have seen, other good offers were 90,000 + $250 in the past. I think if you can get the 100,000 + $100 offer to show and haven’t held the card before it’s definitely worth considering, I just wish it was easier to get the offer to appear. We will add this to our list of the best credit card bonuses with the caveat that this isn’t the public bonus. Hopefully this offer without lifetime language appears soon. Before applying read these things everybody should know about American Express.

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226 Comments
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Piotr
Piotr (@guest_2102203)
July 18, 2025 12:58

if you don’t live near a dunkin donuts buy a $7 gift card each month in their app

harv
harv (@guest_2102048)
July 18, 2025 09:35

I clicked on link and the offer was only for 60k.

007
007 (@guest_2102063)
July 18, 2025 10:02
Ash
Ash (@guest_2101977)
July 18, 2025 03:45

Keeping the gold just as a last resort of relationship with AMEX MR. Very annoying even to use the credits.

Dealgamer
Dealgamer (@guest_2102311)
July 18, 2025 15:13

If thats all you want it for, get the blue business plus, no af and 2x earnings on all purchases. Or their checking either personal or business lets you keep MR and redeem for cash at 0.8cpp, though you do lose transfer partners.

Jeremy
Jeremy (@guest_2101888)
July 17, 2025 22:18

I think the credits don’t justify the fee increase. For those of us who don’t do food delivery (or live near a dunkin’ donuts) how do we benefit at this fee? I might consider applying for first year with restaurant credit, but it’s hard to justify otherwise. I’d likely use the resy credit, that’s much better than most of the others.

CongestionCharge
CongestionCharge (@guest_2101898)
July 17, 2025 22:40

Short answer, after 10 years I canceled my gold card. Kudos to those who have the patience still for the coupon book.

ar
ar (@guest_2101913)
July 17, 2025 23:36

Time is money. The time spent chasing the coupons can be better spent.

Dee
Dee (@guest_2103837)
July 21, 2025 19:52

Same here! Done with the nonsense that the Gold has become.

Dealgamer
Dealgamer (@guest_2101948)
July 18, 2025 01:28

I think its fairly easy tbh. Just use both uber eats and grubhub once a month, and order some pickup with both from the same place at the same time to save effort and time (choose somewhere that doesn’t upcharge when using uber/grubhub, usually there’s some). If you don’t eat out often enough for that to be useful then the Amex Gold probably isn’t a good fit since its half a dining card.

The Resy credit is a lot harder to use depending on where you are, but since its every 6 months its more feasible at least that sometime during the year you’ll be somewhere where you can use it. I might not eat at those kind of places normally, but its a good excuse to treat myself twice a year. If you can use it too thats the AF covered, the Dunkin is just a bonus. I don’t much care for Dunkin, but you can just load your account on the app monthly for the $7 and then pick up donuts every once in a blue moon for work colleagues or family or a party or something.

007
007 (@guest_2101767)
July 17, 2025 19:07

Back again.

TJ
TJ (@guest_2101838)
July 17, 2025 20:46

With the restaurant promo?

007
007 (@guest_2101841)
July 17, 2025 20:50
  TJ

Oops no restaurant promo you’re right

Sam
Sam (@guest_2101846)
July 17, 2025 20:53
007
007 (@guest_2101847)
July 17, 2025 20:54

 William Charles  Chuck I’m so sorry

Fishbait
Fishbait (@guest_2037944)
April 4, 2025 09:19

Had a targeted NLL 100k for $6k spending in six months today. Was not there when I logged in two days ago.

Churner
Churner (@guest_1993438)
January 29, 2025 11:11
TJ
TJ (@guest_2034664)
March 30, 2025 12:28

Your link doesn’t work for me, but one of the links at the linked DDG site does, and it does say that I’m approved.

The offer at Resy (which is typically better) says I’m not eligible for the welcome offer. I withdrew my application in hopes that I’ll qualify for the better one eventually. (When I’m logged in, it shows the standard 60k offer as a ‘personalized’ offer.)

zerosum
zerosum (@guest_1990844)
January 24, 2025 08:32

Haven’t seen any 100k offers in referrals, tried a bunch from rankt / reddit to no luck but could just be my luck.

Frito Pendejo
Frito Pendejo (@guest_1977540)
January 1, 2025 18:58

When I try to reach these in Incognito I get to a page that says “APPLY AND FIND OUT YOUR WELCOME OFFER” where I guess you have to log in first. Is this a new thing? I haven’t applied to a new amex card in years and I’m trying to revisit the ones I had 6+ years ago

Neptune
Neptune (@guest_1965986)
December 7, 2024 10:26

Can you get both the Gold and Platinum SUB if you open the Gold one first? Or is there a family restriction so that regardless of whether you open a Gold or Platinum in any order, you are eligible only for ONE sign up bonus (not both)?

Dave
Dave (@guest_1968394)
December 11, 2024 22:21

Can you get both the Gold and Platinum SUB if you open the Gold one first” Yes that is correct.