(Update) Tip: Get 100,000 Point Bonus On The Citi Strata Elite

Another update 7/30/25: a reader report indicates that this 100k bonus might be getting extended through 8/30/25. See this comment.

Update 7/28/25: a reader sent in an image of the 100k flyer from a Citi branch and it shows and end date of 7/31/25. So this might 100k offer might be super short term for the next few days only. Flyer image:

Original Post 7/28/25:

Yesterday the Citi Strata Elite launched with an 80,000 point bonus online alongside Citi 1:1 transfers to American Airlines. It is currently possible to get a 100,000 point bonus in branch with the same $4,000 spend requirement. You can use the branch locator to find your local branch, but branches also have the ability to e-mail you the higher 100,000 point bonus without going in branch. It’s obviously possible not all branches will do this, but I suspect it’s good for their stats if they drive sign ups so it shouldn’t be too difficult.

As always share your experiences in the comments below. 

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221 Comments
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Van Bueno
Van Bueno (@guest_2112309)
August 4, 2025 20:58

I had a link emailed to me by a banker about 5 days ago and was planning to apply today and see the message “This application is no longer available. Please contact your Banker for assistance.”

The public 100K link is also no longer working, so given the other poster who states bankers can no longer email the full application to anyone else, it seems like the 100K offer may be dead for now unless you can go in person to a branch.

SA
SA (@guest_2112237)
August 4, 2025 18:28

Is there any new link for this 100K offer?

ET
ET (@guest_2112063)
August 4, 2025 13:47

Went into a Citi branch this morning. Paperwork now says the in-branch offer expires 8/7 (Aug. 7), but the banker I spoke with said that Citi just renews its paperwork every Friday, so that doesn’t necessarily mean it’s ending Thursday; Citi just doesn’t want to lock itself in to a later end date if they want to end it earlier. He seemed pretty confident it will last a few more weeks, at least until the end of the month.

Maybe more interestingly, though, he said that the option to email a link to complete the application is no longer there. He even showed me his screen, and I could see that the other two Strata cards have an Email Application link, but the Elite no longer does. Perhaps Citi got annoyed with people circumventing the ‘in-branch’ element of this offer by calling in.

M&H sub
M&H sub (@guest_2111876)
August 4, 2025 09:35

Called Citi bank in Las Vegas for link for P2 31Jul25. Was told it would not expire for 10 days, and end of month expiration people were worried about was not the case. Applied 01Aug25 and received immediate approval 1/6 2/12 3/24

studmonster
studmonster (@guest_2111547)
August 3, 2025 15:12

This link worked for me https://www.reddit.com/r/americanairlines/comments/1mbmu2b/citi_strata_elite_100k_offer/. It does show 100k, fingers crossed

Nikhil
Nikhil (@guest_2111255)
August 2, 2025 18:26

Does citi provide virtual card number for me to use immediately? I have a big purchase at Best Buy coming tomorrow and would love to use it.

Techant
Techant (@guest_2110989)
August 2, 2025 04:04

Does anyone know if the redemption rate will be the same as the Premier card after August 24th which will be 0.75 cents per point? If so, will applying for a Custom Cash and then connecting them together bring the redemption back up to 1 cent per point? Thanks!

SaHa
SaHa (@guest_2111173)
August 2, 2025 15:09

When combining TY accounts (that included CC/Rewards+), I was told that it would reduce the redemption rate to 0.8 cents. Went ahead and combined anyways. And yet, when I go to redeem, it gives me a 1 cent rate.

But who knows for how long?

Robert
Robert (@guest_2110958)
August 2, 2025 01:08

Heads up internal emails saying email applications issues happening with new strata elite card and no solution as of now.

Calvin
Calvin (@guest_2110963)
August 2, 2025 01:44

So nobody can get approved when submitting an email application for the time being?

Morris
Morris (@guest_2110996)
August 2, 2025 05:15

What does that mean? The applications can’t be processed?

Shyam
Shyam (@guest_2110890)
August 1, 2025 21:14

7/23 – Instant approval of Citi AAdvantage (0/6, 2/12, 2/24). No pre-qualified offers online.
7/31 – Instant approval (1/6, 3/12, 3/24). No pre-qualified offers online.
Got link from west coast as I tried to apply after bank close in east coast.
Application kept erroring out when logged in even with clearing cache or incognito.
Signed out online and tried the banker 100k link and it worked.
12k and 19k limits on both cards respectively.

Sri
Sri (@guest_2112475)
August 5, 2025 03:46

Which Branch did you call for a link?

SpicyPadThai
SpicyPadThai (@guest_2110798)
August 1, 2025 18:34

Instant denial on 8/24 Tried calling recon and was told to wait until the letter arrives in mail.