[AL, LA, MS] Keesler FCU Kasasa Checking 3% APY On Balances Up To $25,000

Offer at a glance

• Interest Rate: 3% APY
• Minimum Balance: None
• Maximum Balance: $25,000
• Availability: Keesler FCU membership is available to anyone in Alabama, Louisiana, Mississippi by joining the Cancer Action Network. (ht DA)
• Direct deposit required: No
• Additional requirements: 12 debit card transactions; direct deposit or ACH credit or ACH payment
• Hard/soft pull: Hard
• ChexSystems: Unknown
• Credit card funding: Unknown
• Monthly fees: None
• Insured: NCUA

The Offer

Direct Link to offer

• Keesler Federal Credit Union has a Kasasa Cash checking account with 3.00% APY on all balances up to $25,000, when you meet the following monthly qualifications:
  • At least 1 direct deposit, ACH credit, or ACH payment instruction
  • At least 12 debit card transactions

The Fine Print

• Balances over $25,000 earn a dividend rate of .40% on the portion of the daily balance over $25,000.
• When qualifications are not met, you’ll earn 0.05% APY on the entire balance.
• Up to $25 in ATM withdrawal fee refunds (max $4.99 per transaction). When qualifications are not met, ATM withdrawal fees are not reimbursed.

Avoiding Fees

Account has no monthly maintenance fees.

Our Verdict

Requirements don’t look terribly difficult, could be a good deal for those in the area, especially given the recent abysmal interest rates available.

Hat tip to reader Betelgeuse