Update 1/4/24: Offer has decreased to $100 now
Update 11/9/23: Offer has increased from $75 to $150 (ht SDubbs), updated below.
Offer at a glance
- Maximum bonus amount: 15,000 Swagbucks ($150)
- Availability: Nationwide
- Direct deposit required: Yes, no minimum specified
- Additional requirements: None
- Hard/soft pull: Mixed DP
- ChexSystems: Yes
- Credit card funding: None
- Monthly fees: None
- Early account termination fee: None
- Household limit: None
- Expiration date: Unknown
The Offer
- Swagbucks is offering 15,000 ($150) when opening an Ally Bank checking account (they call the account a ‘Spending Account’) and receiving a direct deposit within 60 days.
The Fine Print
- This offer is not eligible with any other offer at Ally Bank. Attempting to pair with another Ally Bank offer or promo code will result in SB being revoked.
- This offer will not Pend in your Swagbucks account. It will be credited manually.
- Please allow up to 45 days after approval of an opened Ally Bank Spending Account with one (1) qualifying direct deposit successfully accepted within 60 days of account approval.
- “Qualifying Direct Deposit” or “QDD” is defined as a direct deposit that is required to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government and must be clearly identifiable by Ally as such. Person to Person payments (such as Zelle®) are not considered a QDD. Once your QDD is verified in your newly opened Ally Bank Spending Account you will receive your SB reward in your Swagbucks account in forty-five (45) days.
- This offer is only available to “New Ally Bank Customers”, defined as anyone who does not have an existing Ally Bank account now (or within the last twelve (12) months) of any kind and includes both primary account owners and non-primary joint-owners.
- To qualify, you must open an Ally Bank Spending Account through the Swagbucks affiliate link.
- To qualify, you must enter valid sign-up information, Social Security Number (SSN), and QDD information to earn SB.
- No minimum deposit is required to qualify for the SB reward.
- This offer cannot be combined with any other Ally Bank enrollment or direct deposit or referral offers. Ally Bank reserves the right to cancel or modify the terms of this offer or terminate the customer’s eligibility at any time with or without prior notice.
- Offer may only be redeemed once (1) per user.
- The Ally Bank Spending Account has an Annual Percentage Yield (APY) of 0.10%, with a minimum daily balance of less than $15,000 and a 0.25% APY with a $15,000 minimum daily balance. No minimum balance is required to open or earn APY. APYs are variable, subject to change, and are accurate as of 08/01/23.
Avoiding Fees
Ally Bank Spending Account has no monthly fees to worry about.
Our Verdict
We recently saw a $200 bonus, though this $150 offer has an easier direct deposit requirement. We’ll add this to our list of Best Bank Account Bonuses.
