Apply for a new Target Circle Card Debit/Credit and Get $50 off $50 Shopping Trip

Update 3/21/25: Available again. It’s now get $50 in Circle rewards when you spend $50 on your Circle Debit card, so it’s not as good as before.

Update 8/19/24: Just a reminder that this offer is still around

Update 4/8/24: Deal is back; I can’t seem to find the expiration date on this one (ht reader Matt)

Contents

The Offer

Shows at this link

  • Get a coupon for $50 off a $50 qualifying purchase when you are approved for a debit or credit REDcard in-stores and at Target.com.

The Fine Print

  • RedCard $40 offer: Get a coupon for $40 off a qualifying purchase over $40 when you are approved for a debit or credit RedCard™ in-stores and at Target.com between 11/1/20-12/26/20.
  • The coupon will be mailed to approved cardholders with their RedCard and will be valid through 1/31/21.
  • Excludes items sold & shipped by Target Plus™ Partners, alcohol, Apple products, Baby Alive Grow Up Baby, Barbie Dreamhouse & Camper, Bose, Cards Against Humanity, Casper, The Child action figure, CVS clinic & pharmacy, Cricut, dairy milk, DockATot, Disney Frozen Castle, DSLR cameras & lenses, Elf on the Shelf, Elvie, Fitbit, gift cards, Google, HALO Baby, Hasbro Games (Classic Monopoly, Connect Four, Jenga, Rubik’s Cube, Sorry, Trouble), Hot Wheels Ultimate Garage, HP, Imaginext Batcave, Infant Optics, JBL, LEGO, Levi’s Red Label, LG OLED TV, limited-time designer partnerships, Little People Rampway, L.O.L. House & Collector, Mega Bloks, mobile contracts, Motrin pain relief, NERF Ultra, Nintendo hardware and Switch games, Polder, Poo-Pourri, Peg Perego, Philips Avent, power shave, power dental, Harry’s and Flamingo, prepaid cards, PS4 hardware, Samsung TVs, simplehuman, Sonos, Sony Electronics, Target Optical, Traeger, Tylenol pain relief, Weber, What Do You Meme? and Xbox One hardware.

Deal History

Our Verdict

This is a regular offer and one of the best offered for REDcard, previous offers can be viewed here. Sometimes we see $50 off, but that requires $100 in spend. Sometimes you can also get $4 via Swagbucks as well but not currently available. There is no hard pull for the debit card or reloadable card.

It seems Target now allows opening the card again every 180 days. If you closed out an old card and it’s been more than 180 days since opening the previous card, they should approve you for a new one. (Previously it was every 90 days.)

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Jacques
Jacques (@guest_2095663)
July 9, 2025 17:44

I have a Target credit card. I will close it in 2 months. How long after closing do I have to wait to apply for a Target debit card and get the $50 in Target Circle Rewards signup bonus?

Gadget 🕵️‍♂️ Bank Bonus Geek 🔗
July 9, 2025 20:17

I’ve never held the Target Credit Card, but the Reloadable, Debit, and Credit Card are all separate offers, and you should be able to get the other rewards bonuses, regardless if you close the Target CC or not. Jacques

Mark
Mark (@guest_2079425)
June 17, 2025 11:35

It looks reloadable card is not churnable now. Opened on 4/16 and made $50 purchase on 5/9. No credit as of today.

Gadget 🕵️‍♂️ Bank Bonus Geek 🔗
June 17, 2025 11:43

Pretty sure the only people able to churn the Reloadable had previously done the $40 offer. If they did a $50 version before, the bonus doesn’t payout. Or, was your prior Reloadable bonus $40?

Mark
Mark (@guest_2079627)
June 17, 2025 13:49

I have done $50 reloadable before.

Burnout1749
Burnout1749 (@guest_2075116)
June 10, 2025 06:06

Does this new offer require a full $50 purchase in one transaction?

Is tax included in this, or does it have to be pre-tax price?

Does the 5% circle discount & other circle discounts count for the purchase price?

Gadget 🕵️‍♂️ Bank Bonus Geek 🔗
June 10, 2025 21:53

Assuming you are speaking of the debit offer… Doesn’t require it to be one transaction, but why drag it out?.

I decided to dig up my trip details for my first “$50 debit purchase”…

Original DP here: https://www.doctorofcredit.com/apply-for-a-new-target-redcard-debit-credit-and-get-40-off-40-shopping-trip-11-1-12-26/#comment-2045804

My trip:
Subtotal $66.03 (Included my “free” $15 Target gift card)

Discounts -$16.81 (this takes off my free GC & Target 5% discount listed below)
$15 Target GiftCard with $50 select household essentials -$15.00
Target Circle Card 5% -$1.81

Tax $2.05
Total $51.27 (This was the amount spent on the Target debit card)

I spent less than $50 in merchandise overall, when not adding in tax, and it appears the Target Circle 5% was not a penalty either. Got handed a $15 gift card to spend later.

So, what that says to me is your total with tax needs to be $50+. Or, that $15 gift card that ended up being free helped push me over…. even though per terms, gift cards do not count. Not sure which is true. Personally, I think Target GC’s do count.

Detailed DP’s welcome to figure out the fine details. Burnout1749

Erik
Erik (@guest_2067439)
May 25, 2025 15:39

Did anyone spend $50 with the Circle Card to get the Circle Rewards, buy stuff with the $50 Circle rewards and, after that, try to return the original items bought with the Circle Card?

I wonder if it will track so that the original items may not be fully refunded (or possibly result in a negative Circle Reward balance)?

An alternative is to have “lost the receipt”, but I think that will just result in a Gift Card.

Erik
Erik (@guest_2075659)
June 10, 2025 21:25

To reply to my own post:

If you return an item that was part of a purchase in which you redeemed Target Circle Rewards, the amount of your redeemed Target Circle Rewards will be credited to your Target Circle Rewards balance (up to the value of the returned item), and any remaining refund amount will be refunded according to Target’s return policy. If items that earned Target Circle Rewards are returned, the associated Target Circle Rewards may be removed from your Target Circle Rewards balance. Target reserves the right to take your Target Circle Rewards to a negative balance (i.e., a balance in your account of less than zero Target Circle Rewards). In such event you will not have redeemable Target Circle Rewards until the balance of Target Circle Rewards in your account is greater than zero. “

Thus, the reward balance may go negative if you return items from the original purchase.

See here: https://www.target.com/c/terms-conditions/-/N-4sr7l (search for the word “negative”)

Erik
Erik (@guest_2067412)
May 25, 2025 14:35

Arghhh.. I should have read the T&C for the $50 spend requirement to get the $50 Circle Rewards.

I bought $50 in Gift Cards, but Gift cards are excluded from the offer. Now I have to spend another $50 to get the $50 Circle Rewards :-(.

This was the last time we got the Circle Cards.

Ruth
Ruth (@guest_2082894)
June 22, 2025 21:45

Erik
Did you buy target gift cards or other gift cards?

Erik
Erik (@guest_2087337)
June 26, 2025 16:43

Ruth ,
I bought Target Gift cards.

An
An (@guest_2066619)
May 23, 2025 15:39

Since the reloadable offer says “Limit one (1) acquisition credit per guest in their lifetime”, I guess I’ll keep it open. Can I leave it with a $0 balance? I didn’t see any terms about minimum balances.

Gadget 🕵️‍♂️ Bank Bonus Geek 🔗
May 23, 2025 16:11
  An

Yes, the Reloadable can be left with $0 balance and shouldn’t auto-close.

orred
orred (@guest_2066333)
May 23, 2025 01:35

Target Relodable.

P1 $50+ transaction on 2nd April
P2 $50+ transaction on 15th April.

Still both did not recieve the $50 bonus.

Mark
Mark (@guest_2079428)
June 17, 2025 11:38

Same here.

MW
MW (@guest_2064530)
May 20, 2025 16:29

Tried the reloadable card, previous debit card holder (just canceled a week or two ago):

5/2 DD of $55
5/3 Target purchase of $55

Haven’t received the $50 bonus yet but will update if/when I do

Gadget 🕵️‍♂️ Bank Bonus Geek 🔗
May 20, 2025 17:01
  MW

It’s two separate products, so you will be fine. Just give it some more time.

MW
MW (@guest_2070057)
May 31, 2025 10:09

It did eventually post, thank you!

Erik
Erik (@guest_2061209)
May 14, 2025 20:52

I received the new debit card but there is no mention about the $50 Circle off after spending $50 with the card. Is there supposed to be a coupon coming with the card?

Gadget 🕵️‍♂️ Bank Bonus Geek 🔗
May 14, 2025 20:55

No. It’s shows up in your Target Circle account now. Nothing about it is mailed with the card. I believe it in your “wallet” in the app.

Erik
Erik (@guest_2061226)
May 14, 2025 21:14

Gadget - Bank Bonus Geek ,
Thanks, I just found it after logging in. I was about to post an answer to myself when I saw your post :-).

Gadget 🕵️‍♂️ Bank Bonus Geek 🔗
May 14, 2025 21:16

Yes, and that’s where you will check to see if you have earned your $50 in rewards.

Shirley
Shirley (@guest_2059359)
May 11, 2025 16:39

Can someone confirm this for me.

I called to cancel/ close my Redcard debit card on March 24th of this year. Was going to apply for another one but when I checked online, my card still shows apparently active and still linked to my bank account (didn’t see a way to delete it, only change it to another one).

I called their support line and he said that he shows the account as closed even though it might still show online as active, that if I tried to use it, it wouldn’t work.

Is this how it works when the card is cancelled? This is my first time closing a Redcard and attempting to open another so this is new to me.

Thanks

PayPal Hater
PayPal Hater (@guest_2066078)
May 22, 2025 16:53

Came here looking for the same kind of info as I’m in the same situation. Was just with support for over 20 minutes just for them to say “it’s already closed, we can’t do anything else.” Nice that target has what bank account your account was linked to just sitting around on their database waiting for their next data breach.

Scott
Scott (@guest_2081137)
June 19, 2025 13:58

For future readers one thing that may help the system process it as closed is to completely delete the card from your Target account. I had a similar issue where the card customer service kept saying my account was closed, but it kept showing up in my target account. Removing it allowed me the option to apply for a new card again the next day.

PeekyBee
PeekyBee (@guest_2086934)
June 25, 2025 23:17

I couldn’t find how to delete the card, but after searching, using the app, I do see it in My Account (under the gear) and was able to delete the card. I hope this takes care of things. Scott