U.S bank has made yet another negative change to their Cash+ credit card, it’s no longer possible to select restaurants as a 5% cash back category. Unlike other 5% cash back credit cards that offer rotating categories, the Cash+... Read More →
Author - William Charles
[Targeted] Spend $10 With Apple Pay & U.S Bank And Get $10 Credit
The Offer Use Apple Pay with a linked, eligible U.S Bank credit card to make a purchase of $10 or more and receive a $10 statement credit The Fine Print This is a targeted promotion, if you did not receive the e-mail from U.S Bank... Read More →
American Express Testing Free FICO Scores As A Benefit
A lot of card issuers have started offering free FICO scores to consumers under the FICO open access initiative. Citi was the last card issuer to tell consumers that they would be offering cardholders free access to their FICO scores... Read More →
Underrated Blogposts
Sometimes I put a ton of work into a post and it gets a lot of attention, other times I put a ton of work into a post and it gets virtually none. There are times where I am particularly proud of a post and nobody seems to notice. I... Read More →
Which Citi Credit Cards Will Offer A Free FICO Score?
Update: This benefit is now live and it’s available to all Citi cardholders, not just those with Citi branded cards. Question: I saw your post on the fact that Citi would be offering free FICO scores to some of their cardholders... Read More →
Mango 6% Rewards Checking Account + $20 Bonus
Update: Maximum is now $2,500 instead of $5,000. Offer at a glance Interest Rate: 6% (drops to 2% with no active direct deposit) Minimum Balance: None Maximum Balance: $5,000 (drops to 0.1% if over this balance) Availability: Nationwide... Read More →
How Card Issuers Make Money & How You Can Avoid It
A lot of people wonder how credit card issuers are able to offer massive cash sign up bonuses and travel rewards. Surely they must be loosing money on these offers? I thought it’d be interesting to take a look at how card issuers... Read More →
[Targeted] $5 Off ANY Purchase Of $50+ When Using The Chime Card
The Offer Receive $5 cash back when you use your Chime card to make a purchase of $50 or greater. You must have received the targeted e-mail to qualify. The Fine Print Valid until November 16th, 2014 $5 should post instantly to your... Read More →
Credit Card Affiliate Networks
A few people have been e-mailing me and leaving comments recently after I decided to remove all credit card affiliate links from this website. Some people were asking questions that I can’t answer, but the most common questions... Read More →
Underrated Blogs
I follow a lot of different blogs as part of my research for this blog. I thought it’d be a nice idea to couple a few blogs which I think are under-appreciated and deserve more exposure. If you’re a blog owner and not... Read More →
Dynamic Currency Conversion – How And Why To Avoid It
What Is It? Dynamic Currency Conversion (DCC) is a way for merchants to charge you in your home billing currency rather than in their own currency. Let’s look at an example to better illustrate the difference between DCC and a... Read More →
Why Would A Card Issuer Allow You To Churn Credit Card Bonuses?
Question: I read your list of credit cards that are churnable and I don’t understand why a card issuer would let somebody get the sign up bonus repeatedly? Is there something I don’t understand? – Samantha... Read More →
The Worst Credit Card That Exists
Update: The Verve Credit Card is definitely a new contender for this title. On this blog we try to find out what credit cards are actually worth applying for and what are all hype and no substance. I’ve been spending a lot of time... Read More →
Have You Received An Automated Call From A Financial Institution? You Might Be Eligible For A Settlement
There are three class action settlements involving financial institutions and automated calls at the moment. If you’ve received an automated call from one of these financial institutions within the specified time frame then... Read More →
Evolve Money Now Accepts Credit Cards – No Fees Charged
Evolve money has announced that you’ll now be allowed to use Discover cards to pay your bills using their online bill pay service. They also plan to allow payment by Visa & Mastercard sometime in early 2015 and will waive... Read More →