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Author - William Charles
How To Receive A Targeted Offer From Delta And A Public 35,000 Offer
There have been a lot of reports of people being targeted for 50,000 Delta miles with the Gold Delta SkyMiles® Credit Card (requires a minimum spend of $1,000 within three months) which is 20,000 miles better than the public offer. Some... Read More →
Fidelity® Investment Rewards® American Express® Card Now With A $75 Sign Up Bonus
This card no longer exists, Fidelity has partnered with Elan services & Visa instead. The Fidelity® Investment Rewards® American Express® Card is one of my favorite all round cards as it offers a flat 2% cash back on all purchases... Read More →
IHG® Rewards Club Select Visa® 80,000 Point Sign Up Bonus
The standard offer for the IHG® Rewards Club Select Visa® is 60,000 when you spend $1,000 within three months. It’s possible to receive an extra 20,000 points though. The Offer 80,000 IHG rewards points when you spend $1,000... Read More →
Get The $395 Annual Fee Waived On The United MileagePlus® Club Card
It’s still possible to get the annual fee waived, but read this post for how to do so in 2015. Update: Some people have reported receiving a snail mail offer that directs them to www.united.com/2014clubfree. You need to sign into... Read More →
Get 50,000 United Miles From The United MileagePlus® Explorer Card
The usual offer for the United MileagePlus® Explorer Card from Chase is 30,000 United miles when you spend $1,000 within three months. But there are a few methods to get this sign up bonus increased to 50,000+ miles, when doing so the... Read More →
Earn Frequent Flyer Miles By Reviewing Hotels: HolidayCheck.com Review
HolidayCheck.com is a hotel review and booking site (they also allow you to review activities/things to do), similar to tripadvisor. They differ by offering frequent flyer miles for every hotel review you leave (you don’t... Read More →
Barclays Arrival Increases Minimum Spend Requirement To $3,000
When the Barclays Arrival 40,000 mile bonus offer was first released almost a year ago, Barclays told everybody that it would be a limited time offer. A few days ago it was leaked that the Barclays Arrival card would be increasing the... Read More →
FlexPerks® Travel Rewards Visa Card Now 27,450 Sign Up Bonus Points
[We don’t receive any affiliate commissions for any of the links in this post. We post the best deals regardless of our financial relationship] The winter olympics have now officially finished. US Bank have been running a... Read More →
[Expired] $150 Sign Up Bonus From Chase Checking When You Receive At Least $500 In Direct Deposits
We’ve previously written about how you could earn $200 by signing up to Chase Total Checking (and another $200 by signing up for their savings account), unfortunately you needed a promo/coupon code. You can buy these from eBay for... Read More →
FICO Score Vs FAKO Score: What’s The Difference?
If you spend any amount of time around the consumer credit community, you’ll hear the words FICO & FAKO a lot. But what’s the actual difference? FICO Score: a credit score that usually ranges between 300 to 850 (for the... Read More →
How Does Being An Authorized User Affect Your Credit?
People often have a lot of questions about how authorized users affect credit scores and credit reports. We decided to answer some of the most common questions out there. If I add somebody as an authorized user to my card, will their... Read More →
Capital One Sending Out New Terms Of Service Stating They Can Turn Up At Your Place Of Residence…
[Update: February 18th] Somebody kindly pointed out that all new credit card agreements have to be posted to the CFPB by law. You can view the latest agreement for the Capital One Best Buy card here. We’ve highlighted the key... Read More →
Which Banks Are Sensitive To Inquiries?
Question: Just about to drop a round of apps out. In general, which banks are most sensitive to inquiries? That is to say, which banks should I apply to earliest in the day, and which ones could come after that? This question comes from... Read More →
Another Reason To Get The U.S. Bank FlexPerks® Travel Rewards Visa Signature® Card
Earlier in the week we reported that the U.S. Bank FlexPerks® Travel Rewards Visa Signature® Card has an increased sign up bonus (20,000 points + extra for every medal that the US team wins). I thought it was such a good deal that I... Read More →

