One of the most common questions we get from readers relates to how card issuers decide when to give you a credit limit increase or decrease. The answer can be broken down into two key points, we’re going to discuss why card... Read More →
Author - William Charles
First Niagara Extends Their Checking Promotion Until June 14th, 2014.
First Niagara currently has a checking promotion where you can earn up to $250 for setting up a new checking account. The promotion was initially slated to end on the 29th of March, but they’ve now extended it until the 14th of... Read More →
Credit Karma Agrees To A Settlement
Why Was Credit Karma Sued? Credit Karma was sued by the FTC because they disabled SSL for multiple years, which is a security certificate used to verify that data safe and secured from third parties. This leaves credit card data, social... Read More →
Why Are Some Credit Card Offers Not Available To Residents Of Iowa?
I’m a resident of Iowa and I wanted to apply for the Barclay Arrival card, I noticed it had the following fine print that secludes me: “This offer is available only to applicants who are residents of the United States,  with... Read More →
How To Find Credit Card Application Data
Before applying for any credit card, you should really know what your FICO score is and what the minimum FICO score people will be approved for is. Otherwise you’ll be denied for the card and you will have wasted a hard credit... Read More →
TripIt Pro Review – Is It Worth The $49 Yearly Fee?
[This post does not contain any affiliate links. We will not receive an affiliate commission if you sign up to TripIt. We always post honest reviews regardless of our financial connection] TripIt is one of the most well known travel... Read More →
What’s the Deal with Plink, Shopkick, and Visa Savings Edge?
[This post contains affiliate links, if you sign up for any of the programs our guest poster Grant will receive a commission. Also a friendly reminder that we pay up to $50 per guest post or allow you to link to your website]. First... Read More →
How Navy Federal Credit Limit Increases Work
In the process of creating our “which credit card companies do a hard pull for credit limit increases” post we came across Navy Federal Credit Unions (NFCU) strange process and decided to their credit limit increase (CLI)... Read More →
Tips For Reconsideration Phone Calls
If you’ve ever applied for a credit card and been denied or not instantly approved, you should have called the card issuers reconsideration line. When people first call these lines they can be a bit nervous so we’ve compiled... Read More →