Update 4/21/25: You can now get a $5 Dunkin card instead of Starbucks if you’d prefer.
Contents
The Offer
- Aven is offering a $5 weekly Starbucks if you have a Vantage 4.0 credit score of 700+ and you’re a home owner and you link one bank account via Plaid
Our Verdict
Fair bit of data to give over, but a $5 weekly gift card is nice. Make sure you don’t select the credit card option as that will sign up in one click. Feel free to share your referral invite codes in this linked post (click here), do not share them in the comments below.
In order to get referral bonuses you have to re-link through Plaid a second time by:
- Click User icon top right
- Payout History
- Link Plaid to bank account again
Hat tip to 007
Please remember you’re not allowed to share your referrals unless the post specifically states it’s allowed. I’ve removed all referrals now and will create a dedicated thread. Just because you see others doing the wrong thing doesn’t mean you should follow their lead.
Oops sorry 😬
I posted in the referral thread, and it claimed to be spam, even though I had not posted previously.
Sometimes posts go to moderation. Usually just have to wait 24 hours. If it doesn’t show up would email Will and Chuck
Sorry we don’t troubleshoot referral link issues due to the volume of requests. If it works, great! If it doesn’t just wait for the next opportunity and sorry it didn’t go through
Uh, so @williamcharles I feel like you should put in the notes that if your DTI is over 55% you can’t get the gift card. I went to med school so even though we own a house my DTI is bananas still. It’s showing my student loans (all federal). I just signed up for nothing
Could be a coincidence but this didn’t work for me until my mortgage finally reported. Bought a house in December but mortgage didn’t report until April. It errored out every time I tried until I finally tried again last week.
So what does it take to be eligible? I signed up on Thursday using 007’s code, got the credit utilization under 55% and score over 700 emails and home ownership in Illinois. But still not eligible? Any clue?
On a side note, any idea on where they pull the mortgage info from? I never had one on my report and it’s been paid off for years yet it still shows I have a mortgage of almost half my house worth.
Likely from Vantage 4.0 as they can see your credit score and any mortgage in the report.
https://www.vantagescore.com/resources/knowledge-center/vantagescore-4-0-fact-sheet
Maybe. It was a private loan and only for 5 years back in 2010. But because of that, they say I have a huge mortgage payment so DTI is north of 55%.
I enter my phone number, get texted a link that then shows page not found error message “Sorry, looks like we sent you the wrong way. Let’s fix that.”
I managed to get a bit further. Sadly my income flows into a place not integrated with Plaid so I end up not being verified as meeting their DTI target.
I signed up but said I was on a waiting list. They will let me know when the promotion is available to me. I live in Florida. Anyone else have this issue?
Great deal and very passive once you’re set up. I’ve probably gotten about $80 of the Starbucks gift cards. I also got $10 deposited into my bank account as well. I wasn’t a huge fan of giving them my SSN & linking it to my bank account, but I did a little research, and they seemed legit. So far so good. I do wonder how long it will last.
I’m on the page saying “by clicking continue, …, you authorize Aven to perform a hard credit pull”. Am I doing something wrong or is this part of the steps? I don’t intend to get a credit card from them
Just realized I downloaded the wrong app…don’t download Aven Card
Mine shows “Your verified DTI ratio is UNAVAILABLE%.” This is causing the promo not to work as it still thinks im below 55% DTI. Anyone had this issue?
Yep, I just signed up and got the same thing. Not sure what to do.
Had this issue and had to connect a couple more accounts. Not thrilled about it but it then worked.
I don’t think anyone who signed up after Monday is able to get the $5 card, will hopefully be available next Monday. And you want to be under 55%.
Aww TX not eligible
I’ve already signed up but don’t see a way to change it to Dunkin. Anyone done this?